West End-Cobb Town, AL36201

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$65,000
5.3% YoY Growth
Median Household Income
$33,800
18.8% 5-Year Growth
Days on Market
74
5.0% Longer than last year
Home Price Forecast
-0.9%
Median Rent
$725
5.6% YoY Growth
1-Bed Rent
$600
15.0% YoY Growth
2-Bed Rent
$750
23.6% YoY Growth
3-Bed Rent
$950
3.0% YoY Growth

Property Listings — West End-Cobb Town, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in West End-Cobb Town, AL is 74. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$98,20025.0%
Listing Count
44-15.0%
Listings as % of Homes0.6%-15.0%
Days on Market
745.0%
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Demographics — West End-Cobb Town, AL

As of the latest ACS Survey released in 2023, West End-Cobb Town, AL has a population of 17,400, which has decreased by -3.6% over the past 5 years. West End-Cobb Town, AL is a moderately popular place for families, as children make up 19.0% of the population. The area has a poorly educated workforce, with 5.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,400-3.6%
% Under 18
19.0%-14.0%
% Seniors
20.3%24.5%
% WFH
2.7%42.1%
% w/ College Degree
5.8%-12.1%
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As of the latest ACS Survey released in 2023, West End-Cobb Town, AL is a predominantly white area, with 47.0% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in West End-Cobb Town, AL is black, making up 46.0% of the population. Foreign-born residents account for 2.0% of the population in West End-Cobb Town, AL, and this percentage has increased by 185.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
47.0%-7.7%
% Black
46.0%2.0%
% Hispanic
3.0%87.5%
% Asian
0.3%50.0%
% Foreign Born
2.0%185.7%
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Mortgage and Risk — West End-Cobb Town, AL

According to HUD data as of 2023, there were 136 mortgage originations in West End-Cobb Town, AL, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in West End-Cobb Town, AL. Investor activity is low, as 7.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
136
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — West End-Cobb Town, AL

As of 2024, the percent of homes in West End-Cobb Town, AL under the Section 8 program is 13.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in West End-Cobb Town, AL, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
841
Total Units Section 8
393
% Rentals under Section 8
13.5%
% Occupied Section 8
85.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$600$640
2 Bedroom$80$750$830
3 Bedroom$190$950$1,140
4 Bedroom-$170$1,400$1,230

Affordability — West End-Cobb Town, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2
Median Home Price$65,000
Median Household Income$33,800

West End-Cobb Town, AL — ZIP Code Boundary Map

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Frequently Asked Questions