Wadley, AL—36276
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wadley, AL
Wadley, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $155,000 | 2.7% |
| Single Family | $155,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wadley, AL
Wadley, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wadley, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Wadley, AL is 43. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $352,000 | 8.0% |
Listing Count | 10 | -31.0% |
| Listings as % of Homes | 0.6% | -31.0% |
Days on Market | 43 | 30.0% |
Demographics — Wadley, AL
As of the latest ACS Survey released in 2023, Wadley, AL has a population of 2,370, which has decreased by -9.3% over the past 5 years. Wadley, AL is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,370 | -9.3% |
% Under 18 | 23.4% | 17.0% |
% Seniors | 21.2% | 33.3% |
% WFH | 4.3% | -4.4% |
% w/ College Degree | 23.6% | 171.3% |
As of the latest ACS Survey released in 2023, Wadley, AL is a predominantly white area, with 68.2% of the population identifying as white. The white population has shrunk by 10.4% in the last 5 years. The second most common race or ethnicity in Wadley, AL is black, making up 18.2% of the population. Foreign-born residents account for 1.9% of the population in Wadley, AL, and this percentage has decreased by 47.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.2% | -10.4% |
% Black | 18.2% | 1.7% |
% Hispanic | 2.0% | -35.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.9% | -47.2% |
Mortgage and Risk — Wadley, AL
According to HUD data as of 2023, there were 16 mortgage originations in Wadley, AL, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Wadley, AL. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 16 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Wadley, AL
Wadley, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 45 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,180 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Wadley, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $155,000 |
| Median Household Income | $49,600 |