Ashford, AL—36312
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashford, AL
As of Oct '25, the median home price in Ashford, AL is $186,000, with a year-over-year change of 2.3%. This indicates that home prices in Ashford, AL are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $186,000 | 2.3% |
| Single Family | $186,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $97,000 | 3.2% |
3 Bed | $190,000 | 3.3% |
4 Bed | $304,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashford, AL
As of July '25, Rentcast reports the average rent in Ashford, AL is $1,100, with a year-over-year rent change of -24.1%. Per bedroom, the median rent as of July '25 in Ashford, AL is 3-bedrooms: $1,100. The most common rental property sizes in Ashford, AL are 3-bedroom and 2-bedroom, accounting for 50.6% and 37.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,100 | $1,100 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ashford, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashford, AL is 58. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $278,000 | -8.0% |
Listing Count | 42 | 26.0% |
| Listings as % of Homes | 0.3% | 26.0% |
Days on Market | 58 | 7.0% |
Demographics — Ashford, AL
As of the latest ACS Survey released in 2023, Ashford, AL has a population of 6,150, which has increased by 1.9% over the past 5 years. Ashford, AL is a moderately popular place for families, as children make up 21.1% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,150 | 1.9% |
% Under 18 | 21.1% | -2.8% |
% Seniors | 20.8% | 10.6% |
% WFH | 2.7% | -6.9% |
% w/ College Degree | 14.8% | 8.8% |
As of the latest ACS Survey released in 2023, Ashford, AL is a predominantly white area, with 79.4% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Ashford, AL is black, making up 12.0% of the population. Foreign-born residents account for 2.3% of the population in Ashford, AL, and this percentage has increased by 228.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.4% | -3.6% |
% Black | 12.0% | -9.8% |
% Hispanic | 4.7% | 135.0% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 2.3% | 228.6% |
Mortgage and Risk — Ashford, AL
According to HUD data as of 2023, there were 79 mortgage originations in Ashford, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Ashford, AL. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Ashford, AL
Ashford, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 80 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $830 |
| 3 Bedroom | $30 | $1,100 | $1,130 |
| 4 Bedroom | N/A | N/A | $1,280 |
Affordability — Ashford, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $186,000 |
| Median Household Income | $55,300 |