Columbia, AL—36319
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Columbia, AL
As of Oct '25, the median home price in Columbia, AL is $161,000, with a year-over-year change of 2.0%. This indicates that home prices in Columbia, AL are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $161,000 | 2.0% |
| Single Family | $161,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $172,000 | 3.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Columbia, AL
As of July '25, Rentcast reports the average rent in Columbia, AL is $900, with a year-over-year rent change of -10.0%. Per bedroom, the median rent as of July '25 in Columbia, AL is 3-bedrooms: $900. The most common rental property sizes in Columbia, AL are 3-bedroom and 2-bedroom, accounting for 59.4% and 34.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $900 | $900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Columbia, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Columbia, AL is 54. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | 29.0% |
Listing Count | 9 | -24.0% |
| Listings as % of Homes | 0.4% | -24.0% |
Days on Market | 54 | -23.0% |
Demographics — Columbia, AL
As of the latest ACS Survey released in 2023, Columbia, AL has a population of 2,410, which has increased by 25.5% over the past 5 years. Columbia, AL is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 12.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,410 | 25.5% |
% Under 18 | 23.9% | 22.6% |
% Seniors | 21.3% | -8.2% |
% WFH | 2.6% | 188.9% |
% w/ College Degree | 12.3% | -7.5% |
As of the latest ACS Survey released in 2023, Columbia, AL is a predominantly white area, with 88.6% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Columbia, AL is black, making up 9.5% of the population. Foreign-born residents account for 0.2% of the population in Columbia, AL, and this percentage has decreased by 85.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.6% | 0.8% |
% Black | 9.5% | 18.8% |
% Hispanic | 0.9% | 0.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.2% | -85.7% |
Mortgage and Risk — Columbia, AL
According to HUD data as of 2023, there were 52 mortgage originations in Columbia, AL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Columbia, AL. Investor activity is low, as 8.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Columbia, AL
Columbia, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | $290 | $900 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Columbia, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $161,000 |
| Median Household Income | $61,800 |