Cowarts, AL 36321 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cowarts, AL—36321

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$184,000

3.4% YoY Growth

Household Income

$58,200

38.7% YoY Growth

Days on Market

12.0% Longer YoY

Home Price Forecast

2.4%

Median Rent

$1,500

1.3% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$1,500

1.3% YoY Growth

Home Price Trends — Cowarts, AL

As of Dec '25, the median home price in Cowarts, AL is $184,000, with a year-over-year change of 3.4%. This indicates that home prices in Cowarts, AL are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$184,000	3.4%
Single Family	$184,000	4.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cowarts, AL

As of July '25, Rentcast reports the average rent in Cowarts, AL is $1,540, with a year-over-year rent change of 1.3%. Per bedroom, the median rent as of July '25 in Cowarts, AL is 3-bedrooms: $1,540. The most common rental property sizes in Cowarts, AL are 3-bedroom and 2-bedroom, accounting for 75.2% and 23.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,500	$1,540
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,500	$1,540
4 Bed Rent	N/A	N/A

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% of Rental Stock

2 Bedrooms

23.3%

3 Bedrooms

75.2%

4 Bedrooms

1.5%

Property Listings — Cowarts, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Cowarts, AL is 44. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$260,000	10.0%
Listing Count	8	-21.0%
Listings as % of Homes	0.2%	-21.0%
Days on Market	26	12.0%

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Demographics — Cowarts, AL

As of the latest ACS Survey released in 2023, Cowarts, AL has a population of 2,160, which has increased by 23.8% over the past 5 years. Cowarts, AL is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 13.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,160	23.8%
% Under 18	25.1%	-2.0%
% Seniors	20.9%	18.8%
% WFH	0.6%	-70.0%
% w/ College Degree	13.5%	8.0%

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As of the latest ACS Survey released in 2023, Cowarts, AL is a predominantly white area, with 76.9% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in Cowarts, AL is black, making up 10.4% of the population. Foreign-born residents account for 2.1% of the population in Cowarts, AL, and this percentage has decreased by 4.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	76.9%	-8.6%
% Black	10.4%	28.4%
% Hispanic	5.0%	-27.5%
% Asian	0.4%	0.0%
% Foreign Born	2.1%	-4.5%

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Mortgage and Risk — Cowarts, AL

According to HUD data as of 2023, there were 58 mortgage originations in Cowarts, AL, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Cowarts, AL. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	58
% Conventional Loans	74.0%
% Government Loans	26.0%
% Investor Loans	3.0%
% Second Loans	0.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Cowarts, AL

Cowarts, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$690
2 Bedroom	N/A	N/A	$860
3 Bedroom	-$330	$1,500	$1,170
4 Bedroom	N/A	N/A	$1,330

Cowarts, AL—36321

Key Metrics at a Glance

Home Price Trends — Cowarts, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cowarts, AL

% of Rental Stock

Property Listings — Cowarts, AL

Demographics — Cowarts, AL

Race and Ethnicity

Mortgage and Risk — Cowarts, AL

Mortgages

Rentals and Section 8 — Cowarts, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Cowarts, AL

Home Price to Income Ratio

Cowarts, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Webb, AL

Ashford, AL

Dothan, AL

Dothan, AL

Cottonwood, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.7
Median Home Price	$184,000
Median Household Income	$58,200

Cowarts, AL—36321

Key Metrics at a Glance

Home Price Trends — Cowarts, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cowarts, AL

% of Rental Stock

Property Listings — Cowarts, AL

Demographics — Cowarts, AL

Race and Ethnicity

Mortgage and Risk — Cowarts, AL

Mortgages

Rentals and Section 8 — Cowarts, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Cowarts, AL

Home Price to Income Ratio

Cowarts, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Webb, AL

Ashford, AL

Dothan, AL

Dothan, AL

Cottonwood, AL

Frequently Asked Questions

What is the average home price in Cowarts, AL 36321?

How have home prices in Cowarts, AL 36321 changed over the past year?

What is the home price projection for Cowarts, AL 36321?

What are the demographics of Cowarts, AL 36321?

How long does it take homes to sell in Cowarts, AL 36321?

What is the average rent price in Cowarts, AL 36321?