Clayhatchee, AL—36322
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clayhatchee, AL
As of Oct '25, the median home price in Clayhatchee, AL is $148,000, with a year-over-year change of 0.8%. This indicates that home prices in Clayhatchee, AL are flat. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $148,000 | 0.8% |
| Single Family | $149,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $167,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clayhatchee, AL
As of July '25, Rentcast reports the average rent in Clayhatchee, AL is $1,490, with a year-over-year rent change of 34.2%. Per bedroom, the median rent as of July '25 in Clayhatchee, AL is 2-bedrooms: $1,100, 3-bedrooms: $1,520, 4-bedrooms: $1,690. The most common rental property sizes in Clayhatchee, AL are 2-bedroom and 3-bedroom, accounting for 39.2% and 35.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,490 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,050 | $1,100 |
| 3 Bed Rent | $1,500 | $1,520 |
| 4 Bed Rent | $1,800 | $1,690 |
% of Rental Stock
Property Listings — Clayhatchee, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Clayhatchee, AL is 66. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $166,000 | -28.0% |
Listing Count | 25 | -12.0% |
| Listings as % of Homes | 0.4% | -12.0% |
Days on Market | 66 | 11.0% |
Demographics — Clayhatchee, AL
As of the latest ACS Survey released in 2023, Clayhatchee, AL has a population of 7,740, which has decreased by -15.9% over the past 5 years. Clayhatchee, AL is a moderately popular place for families, as children make up 16.4% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,740 | -15.9% |
% Under 18 | 16.4% | -30.2% |
% Seniors | 20.1% | 55.8% |
% WFH | 5.0% | 127.3% |
% w/ College Degree | 15.4% | 12.4% |
As of the latest ACS Survey released in 2023, Clayhatchee, AL is a predominantly white area, with 58.8% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Clayhatchee, AL is black, making up 24.3% of the population. Foreign-born residents account for 4.9% of the population in Clayhatchee, AL, and this percentage has decreased by 29.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.8% | -7.8% |
% Black | 24.3% | 35.0% |
% Hispanic | 7.4% | -38.3% |
% Asian | 2.5% | 47.1% |
% Foreign Born | 4.9% | -29.0% |
Mortgage and Risk — Clayhatchee, AL
According to HUD data as of 2023, there were 119 mortgage originations in Clayhatchee, AL, of which 46.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Clayhatchee, AL. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 46.0% |
% Government Loans | 54.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Clayhatchee, AL
Clayhatchee, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 137 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | 73.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | -$190 | $1,050 | $860 |
| 3 Bedroom | -$290 | $1,500 | $1,210 |
| 4 Bedroom | -$470 | $1,800 | $1,330 |
Affordability — Clayhatchee, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $148,000 |
| Median Household Income | $49,200 |