Pansey, AL—36343
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Pansey, AL
Home Price Trends — Pansey, AL
As of Oct '25, the median home price in Pansey, AL is $144,000, with a year-over-year change of 0.3%. This indicates that home prices in Pansey, AL are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $144,000 | 0.3% |
| Single Family | $144,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $200,000 | 2.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pansey, AL
Pansey, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pansey, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Pansey, AL is 227. This is a increase of 308.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 100.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | -30.0% |
Listing Count | 4 | -13.0% |
| Listings as % of Homes | 0.0% | -13.0% |
Days on Market | 227 | 308.0% |
Demographics — Pansey, AL
As of the latest ACS Survey released in 2023, Pansey, AL has a population of 1,470, which has increased by 9.4% over the past 5 years. Pansey, AL is a moderately popular place for families, as children make up 17.2% of the population. The area has a poorly educated workforce, with 8.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,470 | 9.4% |
% Under 18 | 17.2% | 6.8% |
% Seniors | 25.3% | 26.5% |
% WFH | 5.4% | -19.4% |
% w/ College Degree | 8.1% | 22.7% |
As of the latest ACS Survey released in 2023, Pansey, AL is a predominantly white area, with 65.5% of the population identifying as white. The white population has grown by 13.7% in the last 5 years. The second most common race or ethnicity in Pansey, AL is black, making up 30.4% of the population. Foreign-born residents account for 0.1% of the population in Pansey, AL, and this percentage has decreased by 85.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.5% | 13.7% |
% Black | 30.4% | -25.3% |
% Hispanic | 0.5% | -58.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -85.7% |
Mortgage and Risk — Pansey, AL
According to HUD data as of 2023, there were 18 mortgage originations in Pansey, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Pansey, AL. Investor activity is low, as 11.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 18 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 11.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Pansey, AL
Pansey, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,360 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Pansey, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $144,000 |
| Median Household Income | $57,500 |