Ozark, AL—36360
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ozark, AL
As of Oct '25, the median home price in Ozark, AL is $142,000, with a year-over-year change of -2.2%. This indicates that home prices in Ozark, AL are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $142,000 | -2.2% |
| Single Family | $142,000 | -2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $98,000 | -7.5% |
3 Bed | $157,000 | 1.9% |
4 Bed | $219,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ozark, AL
As of July '25, Rentcast reports the average rent in Ozark, AL is $1,110, with a year-over-year rent change of -11.9%. Per bedroom, the median rent as of July '25 in Ozark, AL is 1-bedrooms: $611, 2-bedrooms: $764, 3-bedrooms: $1,330, 4-bedrooms: $1,500. The most common rental property sizes in Ozark, AL are 3-bedroom and 2-bedroom, accounting for 43.6% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,110 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $595 | $611 |
| 2 Bed Rent | $700 | $764 |
| 3 Bed Rent | $1,400 | $1,330 |
| 4 Bed Rent | $1,500 | $1,500 |
% of Rental Stock
Property Listings — Ozark, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ozark, AL is 64. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $229,000 | 33.0% |
Listing Count | 87 | 4.0% |
| Listings as % of Homes | 0.5% | 4.0% |
Days on Market | 64 | 11.0% |
Demographics — Ozark, AL
As of the latest ACS Survey released in 2023, Ozark, AL has a population of 19,500, which has increased by 1.8% over the past 5 years. Ozark, AL is a moderately popular place for families, as children make up 22.0% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,500 | 1.8% |
% Under 18 | 22.0% | 1.9% |
% Seniors | 22.4% | 5.7% |
% WFH | 2.7% | 350.0% |
% w/ College Degree | 18.6% | 13.4% |
As of the latest ACS Survey released in 2023, Ozark, AL is a predominantly white area, with 64.7% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Ozark, AL is black, making up 26.8% of the population. Foreign-born residents account for 3.8% of the population in Ozark, AL, and this percentage has increased by 52.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.7% | -1.1% |
% Black | 26.8% | -1.1% |
% Hispanic | 4.1% | 17.1% |
% Asian | 1.1% | -15.4% |
% Foreign Born | 3.8% | 52.0% |
Mortgage and Risk — Ozark, AL
According to HUD data as of 2023, there were 262 mortgage originations in Ozark, AL, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Ozark, AL. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 262 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Ozark, AL
Ozark, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 414 |
Total Units Section 8 | 413 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 70.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $85 | $595 | $680 |
| 2 Bedroom | $160 | $700 | $860 |
| 3 Bedroom | -$190 | $1,400 | $1,210 |
| 4 Bedroom | -$170 | $1,500 | $1,330 |
Affordability — Ozark, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $142,000 |
| Median Household Income | $50,000 |