Pea Ridge, AL36426

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$132,000
4.9% YoY Growth
Median Household Income
$50,100
32.1% 5-Year Growth
Days on Market
57
23.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,200
7.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,200
7.7% YoY Growth

Property Listings — Pea Ridge, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Pea Ridge, AL is 57. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$196,000-12.0%
Listing Count
4649.0%
Listings as % of Homes0.4%49.0%
Days on Market
5723.0%
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Demographics — Pea Ridge, AL

As of the latest ACS Survey released in 2023, Pea Ridge, AL has a population of 16,000, which has increased by 4.9% over the past 5 years. Pea Ridge, AL is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 16.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,0004.9%
% Under 18
25.1%17.3%
% Seniors
17.2%-14.0%
% WFH
2.6%188.9%
% w/ College Degree
16.4%5.1%
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As of the latest ACS Survey released in 2023, Pea Ridge, AL is a predominantly white area, with 69.0% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Pea Ridge, AL is black, making up 22.2% of the population. Foreign-born residents account for 0.5% of the population in Pea Ridge, AL, and this percentage has decreased by 64.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.0%2.7%
% Black
22.2%-17.2%
% Hispanic
3.5%-2.8%
% Asian
0.0%-100.0%
% Foreign Born
0.5%-64.3%
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Mortgage and Risk — Pea Ridge, AL

According to HUD data as of 2023, there were 181 mortgage originations in Pea Ridge, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Pea Ridge, AL. Investor activity is low, as 4.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
181
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
4.0%
% Second Loans
2.0%
% Cash Out Refinance
23.0%

Loan Activity

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Rentals and Section 8 — Pea Ridge, AL

Pea Ridge, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
178
Total Units Section 8
51
% Rentals under Section 8
N/A
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$650
2 BedroomN/AN/A$780
3 Bedroom-$110$1,200$1,090
4 BedroomN/AN/A$1,160

Affordability — Pea Ridge, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$132,000
Median Household Income$50,100

Pea Ridge, AL — ZIP Code Boundary Map

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Frequently Asked Questions