Chatom, AL—36518
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chatom, AL
Chatom, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chatom, AL
Chatom, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chatom, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Chatom, AL is 96. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | -14.0% |
Listing Count | 9 | -3.0% |
| Listings as % of Homes | N/A | -3.0% |
Days on Market | 96 | 2.0% |
Demographics — Chatom, AL
As of the latest ACS Survey released in 2023, Chatom, AL has a population of 2,060, which has decreased by -16.3% over the past 5 years. Chatom, AL is a moderately popular place for families, as children make up 17.8% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,060 | -16.3% |
% Under 18 | 17.8% | 11.2% |
% Seniors | 24.1% | 12.6% |
% WFH | 13.0% | ∞% |
% w/ College Degree | 14.6% | -7.0% |
As of the latest ACS Survey released in 2023, Chatom, AL is a predominantly white area, with 86.6% of the population identifying as white. The white population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Chatom, AL is black, making up 9.9% of the population. Foreign-born residents account for 0.0% of the population in Chatom, AL, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.6% | 2.9% |
% Black | 9.9% | -17.5% |
% Hispanic | 2.3% | -17.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Chatom, AL
According to HUD data as of 2023, there were 50 mortgage originations in Chatom, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Chatom, AL. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Chatom, AL
Chatom, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 30 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | N/A | N/A | $1,110 |
| 3 Bedroom | N/A | N/A | $1,460 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Chatom, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $75,400 |