Spanish Fort, AL 36527 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Spanish Fort, AL—36527

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$384,000

1.5% YoY Growth

Household Income

$113,000

23.5% YoY Growth

Days on Market

8.0% Longer YoY

Home Price Forecast

1.4%

Median Rent

$1,900

4.2% YoY Growth

1-Bed Rent

$1,200

N/A

2-Bed Rent

$1,620

12.4% YoY Growth

3-Bed Rent

$1,750

5.7% YoY Growth

Home Price Trends — Spanish Fort, AL

As of Dec '25, the median home price in Spanish Fort, AL is $384,000, with a year-over-year change of 1.5%. This indicates that home prices in Spanish Fort, AL are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$384,000	1.5%
Single Family	$386,000	1.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Spanish Fort, AL

As of July '25, Rentcast reports the average rent in Spanish Fort, AL is $2,030, with a year-over-year rent change of -4.2%. Per bedroom, the median rent as of July '25 in Spanish Fort, AL is 1-bedrooms: $1,230, 2-bedrooms: $1,620, 3-bedrooms: $1,820, 4-bedrooms: $2,300. The most common rental property sizes in Spanish Fort, AL are 1-bedroom and 2-bedroom, accounting for 35.2% and 33.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,900	$2,030
Studio Rent	N/A	N/A
1 Bed Rent	$1,200	$1,230
2 Bed Rent	$1,620	$1,620
3 Bed Rent	$1,750	$1,820
4 Bed Rent	$2,250	$2,300

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% of Rental Stock

Studio

1.2%

1 Bedroom

35.2%

2 Bedrooms

33.0%

3 Bedrooms

12.7%

4 Bedrooms

16.4%

5+ Bedrooms

1.6%

Property Listings — Spanish Fort, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Spanish Fort, AL is 76. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$431,000	7.0%
Listing Count	172	12.0%
Listings as % of Homes	1.1%	12.0%
Days on Market	81	8.0%

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Demographics — Spanish Fort, AL

As of the latest ACS Survey released in 2023, Spanish Fort, AL has a population of 21,200, which has increased by 38.6% over the past 5 years. Spanish Fort, AL is a popular place for families, as children make up 30.5% of the population. The area has a moderately educated workforce, with 43.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	21,200	38.6%
% Under 18	30.5%	7.8%
% Seniors	13.5%	9.8%
% WFH	9.9%	67.8%
% w/ College Degree	43.2%	-11.7%

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As of the latest ACS Survey released in 2023, Spanish Fort, AL is a predominantly white area, with 79.8% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Spanish Fort, AL is black, making up 5.9% of the population. Foreign-born residents account for 5.7% of the population in Spanish Fort, AL, and this percentage has decreased by 5.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	79.8%	-4.5%
% Black	5.9%	1.7%
% Hispanic	5.0%	61.3%
% Asian	1.6%	-23.8%
% Foreign Born	5.7%	-5.0%

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Mortgage and Risk — Spanish Fort, AL

According to HUD data as of 2023, there were 600 mortgage originations in Spanish Fort, AL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Spanish Fort, AL. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	600
% Conventional Loans	71.0%
% Government Loans	29.0%
% Investor Loans	0.0%
% Second Loans	1.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Spanish Fort, AL

As of 2024, the percent of homes in Spanish Fort, AL under the Section 8 program is 0.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Spanish Fort, AL, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD	11
Total Units Section 8	11
% Rentals under Section 8	0.7%
% Occupied Section 8	65.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$60	$1,200	$1,260
2 Bedroom	-$120	$1,620	$1,500
3 Bedroom	$120	$1,750	$1,870
4 Bedroom	$130	$2,250	$2,380

Spanish Fort, AL—36527

Key Metrics at a Glance

Home Price Trends — Spanish Fort, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Spanish Fort, AL

% of Rental Stock

Property Listings — Spanish Fort, AL

Demographics — Spanish Fort, AL

Race and Ethnicity

Mortgage and Risk — Spanish Fort, AL

Mortgages

Rentals and Section 8 — Spanish Fort, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Spanish Fort, AL

Home Price to Income Ratio

Spanish Fort, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Daphne, AL

Stapleton, AL

Montrose

Loxley, AL

Downtown, Mobile, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.3
Median Home Price	$384,000
Median Household Income	$113,000

Spanish Fort, AL—36527

Key Metrics at a Glance

Home Price Trends — Spanish Fort, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Spanish Fort, AL

% of Rental Stock

Property Listings — Spanish Fort, AL

Demographics — Spanish Fort, AL

Race and Ethnicity

Mortgage and Risk — Spanish Fort, AL

Mortgages

Rentals and Section 8 — Spanish Fort, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Spanish Fort, AL

Home Price to Income Ratio

Spanish Fort, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Daphne, AL

Stapleton, AL

Montrose

Loxley, AL

Downtown, Mobile, AL

Frequently Asked Questions

What is the average home price in Spanish Fort, AL 36527?

How have home prices in Spanish Fort, AL 36527 changed over the past year?

What is the home price projection for Spanish Fort, AL 36527?

What are the demographics of Spanish Fort, AL 36527?

How long does it take homes to sell in Spanish Fort, AL 36527?

What is the average rent price in Spanish Fort, AL 36527?