Semmes, AL—36575
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Semmes, AL
As of Oct '25, the median home price in Semmes, AL is $238,000, with a year-over-year change of 0.4%. This indicates that home prices in Semmes, AL are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | 0.4% |
| Single Family | $238,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $145,000 | -2.7% |
3 Bed | $218,000 | -0.5% |
4 Bed | $309,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Semmes, AL
As of July '25, Rentcast reports the average rent in Semmes, AL is $1,570, with a year-over-year rent change of 3.3%. Per bedroom, the median rent as of July '25 in Semmes, AL is 2-bedrooms: $845, 3-bedrooms: $1,510, 4-bedrooms: $2,180. The most common rental property sizes in Semmes, AL are 3-bedroom and 2-bedroom, accounting for 64.4% and 19.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $795 | $845 |
| 3 Bed Rent | $1,420 | $1,510 |
| 4 Bed Rent | $2,300 | $2,180 |
% of Rental Stock
Property Listings — Semmes, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Semmes, AL is 51. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | 3.0% |
Listing Count | 106 | 49.0% |
| Listings as % of Homes | 0.4% | 49.0% |
Days on Market | 51 | 24.0% |
Demographics — Semmes, AL
As of the latest ACS Survey released in 2023, Semmes, AL has a population of 22,400, which has increased by 6.4% over the past 5 years. Semmes, AL is a popular place for families, as children make up 26.5% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,400 | 6.4% |
% Under 18 | 26.5% | 1.5% |
% Seniors | 14.9% | 12.0% |
% WFH | 7.4% | 89.7% |
% w/ College Degree | 21.0% | 29.6% |
As of the latest ACS Survey released in 2023, Semmes, AL is a predominantly white area, with 73.0% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Semmes, AL is black, making up 18.8% of the population. Foreign-born residents account for 2.4% of the population in Semmes, AL, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.0% | -8.8% |
% Black | 18.8% | 38.2% |
% Hispanic | 4.6% | 35.3% |
% Asian | 1.0% | 100.0% |
% Foreign Born | 2.4% | 50.0% |
Mortgage and Risk — Semmes, AL
According to HUD data as of 2023, there were 395 mortgage originations in Semmes, AL, of which 44.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Semmes, AL. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 395 |
% Conventional Loans | 44.0% |
% Government Loans | 56.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Semmes, AL
Semmes, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 109 |
Total Units Section 8 | 42 |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | $365 | $795 | $1,160 |
| 3 Bedroom | $110 | $1,420 | $1,530 |
| 4 Bedroom | -$750 | $2,300 | $1,550 |
Affordability — Semmes, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $238,000 |
| Median Household Income | $69,400 |