Mobile Bay Shores, Mobile, AL36693

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$226,000
0.3% YoY Growth
Median Household Income
$69,600
14.7% 5-Year Growth
Days on Market
84
36.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$1,600
4.3% YoY Growth
1-Bed Rent
$898
N/A
2-Bed Rent
$1,000
9.8% YoY Growth
3-Bed Rent
$1,650
5.1% YoY Growth

Property Listings — Mobile Bay Shores, Mobile, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Mobile Bay Shores, Mobile, AL is 84. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$263,000-3.0%
Listing Count
9715.0%
Listings as % of Homes0.6%15.0%
Days on Market
8436.0%
Loading chart...

Demographics — Mobile Bay Shores, Mobile, AL

As of the latest ACS Survey released in 2023, Mobile Bay Shores, Mobile, AL has a population of 18,300, which has decreased by -9.7% over the past 5 years. Mobile Bay Shores, Mobile, AL is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 39.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,300-9.7%
% Under 18
21.6%2.9%
% Seniors
21.4%9.7%
% WFH
9.2%67.3%
% w/ College Degree
39.6%10.3%
Loading chart...

As of the latest ACS Survey released in 2023, Mobile Bay Shores, Mobile, AL is a predominantly white area, with 65.1% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Mobile Bay Shores, Mobile, AL is black, making up 23.4% of the population. Foreign-born residents account for 7.8% of the population in Mobile Bay Shores, Mobile, AL, and this percentage has increased by 69.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.1%-2.0%
% Black
23.4%-3.3%
% Hispanic
4.8%50.0%
% Asian
4.1%127.8%
% Foreign Born
7.8%69.6%
Loading chart...

Mortgage and Risk — Mobile Bay Shores, Mobile, AL

According to HUD data as of 2023, there were 334 mortgage originations in Mobile Bay Shores, Mobile, AL, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Mobile Bay Shores, Mobile, AL. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
334
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Mobile Bay Shores, Mobile, AL

As of 2024, the percent of homes in Mobile Bay Shores, Mobile, AL under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Mobile Bay Shores, Mobile, AL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
207
Total Units Section 8
163
% Rentals under Section 8
6.4%
% Occupied Section 8
87.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$62$898$960
2 Bedroom$160$1,000$1,160
3 Bedroom-$120$1,650$1,530
4 Bedroom-$450$2,000$1,550

Affordability — Mobile Bay Shores, Mobile, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$226,000
Median Household Income$69,600

Mobile Bay Shores, Mobile, AL — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions