Five Points, AL—36855
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Five Points, AL
As of Oct '25, the median home price in Five Points, AL is $176,000, with a year-over-year change of -0.5%. This indicates that home prices in Five Points, AL are flat. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $176,000 | -0.5% |
| Single Family | $176,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Five Points, AL
Five Points, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Five Points, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Five Points, AL is 97. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $245,000 | -28.0% |
Listing Count | 2 | -71.0% |
| Listings as % of Homes | 0.3% | -71.0% |
Days on Market | 97 | 11.0% |
Demographics — Five Points, AL
As of the latest ACS Survey released in 2023, Five Points, AL has a population of 1,520, which has decreased by -1.4% over the past 5 years. Five Points, AL is a less popular place for families, as children make up 9.5% of the population. The area has a poorly educated workforce, with 9.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,520 | -1.4% |
% Under 18 | 9.5% | -53.7% |
% Seniors | 28.7% | 40.0% |
% WFH | 3.8% | -47.9% |
% w/ College Degree | 9.6% | -43.2% |
Five Points, AL lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.3% | 30.4% |
% Black | 21.8% | -46.3% |
% Hispanic | 1.8% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Five Points, AL
According to HUD data as of 2023, there were 48 mortgage originations in Five Points, AL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Five Points, AL. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 48 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Five Points, AL
Five Points, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | -$50 | $1,400 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Five Points, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $176,000 |
| Median Household Income | $58,200 |