Bell Buckle, TN—37020
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bell Buckle, TN
As of Oct '25, the median home price in Bell Buckle, TN is $415,000, with a year-over-year change of 1.9%. This indicates that home prices in Bell Buckle, TN are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $415,000 | 1.9% |
| Single Family | $415,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $384,000 | 2.1% |
4 Bed | $505,000 | 0.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bell Buckle, TN
As of July '25, Rentcast reports the average rent in Bell Buckle, TN is $3,250, with a year-over-year rent change of 27.5%. Per bedroom, the median rent as of July '25 in Bell Buckle, TN is 3-bedrooms: $3,250. The most common rental property sizes in Bell Buckle, TN are 3-bedroom and 1-bedroom, accounting for 75.4% and 12.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $3,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,500 | $3,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bell Buckle, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Bell Buckle, TN is 87. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $490,000 | 2.0% |
Listing Count | 56 | 64.0% |
| Listings as % of Homes | 1.2% | 64.0% |
Days on Market | 87 | -6.0% |
Demographics — Bell Buckle, TN
As of the latest ACS Survey released in 2023, Bell Buckle, TN has a population of 5,170, which has decreased by -11.2% over the past 5 years. Bell Buckle, TN is a moderately popular place for families, as children make up 23.3% of the population. The area has a moderately educated workforce, with 29.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,170 | -11.2% |
% Under 18 | 23.3% | 0.9% |
% Seniors | 13.5% | -13.5% |
% WFH | 16.4% | 382.4% |
% w/ College Degree | 29.2% | 30.4% |
As of the latest ACS Survey released in 2023, Bell Buckle, TN is a predominantly white area, with 87.9% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Bell Buckle, TN is black, making up 4.8% of the population. Foreign-born residents account for 4.2% of the population in Bell Buckle, TN, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.9% | -3.9% |
% Black | 4.8% | 33.3% |
% Hispanic | 2.3% | 64.3% |
% Asian | 3.0% | 328.6% |
% Foreign Born | 4.2% | 200.0% |
Mortgage and Risk — Bell Buckle, TN
According to HUD data as of 2023, there were 107 mortgage originations in Bell Buckle, TN, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Bell Buckle, TN. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 107 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Bell Buckle, TN
Bell Buckle, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,460 |
| 3 Bedroom | -$610 | $2,500 | $1,890 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Bell Buckle, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $415,000 |
| Median Household Income | $81,000 |