Dover, TN37058

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$245,000
2.4% YoY Growth
Median Household Income
$59,900
37.5% 5-Year Growth
Days on Market
76
36.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$1,350
8.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$850
3.0% YoY Growth
3-Bed Rent
$1,350
2.7% YoY Growth

Property Listings — Dover, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Dover, TN is 76. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$330,0005.0%
Listing Count
5819.0%
Listings as % of Homes0.6%19.0%
Days on Market
7636.0%
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Demographics — Dover, TN

As of the latest ACS Survey released in 2023, Dover, TN has a population of 7,370, which has decreased by -5.0% over the past 5 years. Dover, TN is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,370-5.0%
% Under 18
19.1%-18.7%
% Seniors
26.3%33.5%
% WFH
5.0%100.0%
% w/ College Degree
18.5%17.8%
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As of the latest ACS Survey released in 2023, Dover, TN is a predominantly white area, with 91.6% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Dover, TN is hispanic, making up 2.4% of the population. Foreign-born residents account for 2.1% of the population in Dover, TN, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.6%-2.0%
% Black
0.9%50.0%
% Hispanic
2.4%41.2%
% Asian
1.1%37.5%
% Foreign Born
2.1%40.0%
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Mortgage and Risk — Dover, TN

According to HUD data as of 2023, there were 280 mortgage originations in Dover, TN, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Dover, TN. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
280
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Dover, TN

Dover, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$790
2 Bedroom$100$850$950
3 Bedroom-$20$1,350$1,330
4 BedroomN/AN/A$1,590

Affordability — Dover, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$245,000
Median Household Income$59,900

Dover, TN — ZIP Code Boundary Map

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Frequently Asked Questions