Murfreesboro, TN37127

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$420,000
1.5% YoY Growth
Median Household Income
$85,900
25.8% 5-Year Growth
Days on Market
53
17.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,350
5.0% YoY Growth
1-Bed Rent
$1,020
1.6% YoY Growth
2-Bed Rent
$1,600
7.9% YoY Growth
3-Bed Rent
$2,200
4.2% YoY Growth

Other Zip Codes in Murfreesboro, TN

Property Listings — Murfreesboro, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Murfreesboro, TN is 53. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$470,0009.0%
Listing Count
16118.0%
Listings as % of Homes1.5%18.0%
Days on Market
5317.0%
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Demographics — Murfreesboro, TN

As of the latest ACS Survey released in 2023, Murfreesboro, TN has a population of 22,000, which has increased by 23.5% over the past 5 years. Murfreesboro, TN is a popular place for families, as children make up 29.2% of the population. The area has a moderately educated workforce, with 38.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,00023.5%
% Under 18
29.2%29.8%
% Seniors
10.8%-17.6%
% WFH
12.9%200.0%
% w/ College Degree
38.7%11.5%
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As of the latest ACS Survey released in 2023, Murfreesboro, TN is a predominantly white area, with 64.5% of the population identifying as white. The white population has shrunk by 18.8% in the last 5 years. The second most common race or ethnicity in Murfreesboro, TN is black, making up 17.7% of the population. Foreign-born residents account for 6.6% of the population in Murfreesboro, TN, and this percentage has increased by 46.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.5%-18.8%
% Black
17.7%80.6%
% Hispanic
10.1%173.0%
% Asian
3.5%-27.1%
% Foreign Born
6.6%46.7%
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Mortgage and Risk — Murfreesboro, TN

According to HUD data as of 2023, there were 460 mortgage originations in Murfreesboro, TN, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Murfreesboro, TN. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
460
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Murfreesboro, TN

As of 2024, the percent of homes in Murfreesboro, TN under the Section 8 program is 2.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Murfreesboro, TN, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
45
Total Units Section 8
45
% Rentals under Section 8
2.5%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$440$1,020$1,460
2 Bedroom$20$1,600$1,620
3 Bedroom-$150$2,200$2,050
4 Bedroom$20$2,500$2,520

Affordability — Murfreesboro, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$420,000
Median Household Income$85,900

Murfreesboro, TN — ZIP Code Boundary Map

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Frequently Asked Questions