12 South, Nashville, TN37204

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$976,000
1.6% YoY Growth
Median Household Income
$109,000
38.9% 5-Year Growth
Days on Market
85
27.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,650
17.8% YoY Growth
1-Bed Rent
$1,520
7.0% YoY Growth
2-Bed Rent
$2,500
14.0% YoY Growth
3-Bed Rent
$3,750
0.7% YoY Growth

Property Listings — 12 South, Nashville, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in 12 South, Nashville, TN is 85. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,250,00021.0%
Listing Count
14419.0%
Listings as % of Homes0.7%19.0%
Days on Market
8527.0%
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Demographics — 12 South, Nashville, TN

As of the latest ACS Survey released in 2023, 12 South, Nashville, TN has a population of 17,000, which has increased by 15.1% over the past 5 years. 12 South, Nashville, TN is a moderately popular place for families, as children make up 19.0% of the population. The area has a highly educated workforce, with 77.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,00015.1%
% Under 18
19.0%6.7%
% Seniors
9.6%17.1%
% WFH
24.0%215.8%
% w/ College Degree
77.1%12.7%
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As of the latest ACS Survey released in 2023, 12 South, Nashville, TN is a predominantly white area, with 78.8% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in 12 South, Nashville, TN is black, making up 10.1% of the population. Foreign-born residents account for 6.9% of the population in 12 South, Nashville, TN, and this percentage has increased by 102.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.8%0.9%
% Black
10.1%-29.4%
% Hispanic
3.7%76.2%
% Asian
4.8%152.6%
% Foreign Born
6.9%102.9%
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Mortgage and Risk — 12 South, Nashville, TN

According to HUD data as of 2023, there were 219 mortgage originations in 12 South, Nashville, TN, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in 12 South, Nashville, TN. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
219
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
4.0%
% Second Loans
2.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — 12 South, Nashville, TN

As of 2024, the percent of homes in 12 South, Nashville, TN under the Section 8 program is 8.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in 12 South, Nashville, TN, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
295
Total Units Section 8
295
% Rentals under Section 8
8.6%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$600$1,520$2,120
2 Bedroom-$150$2,500$2,350
3 Bedroom-$780$3,750$2,970
4 Bedroom-$2,330$5,980$3,650

Affordability — 12 South, Nashville, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.6
Median Home Price$976,000
Median Household Income$109,000

12 South, Nashville, TN — ZIP Code Boundary Map

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Frequently Asked Questions