Georgetown, TN37336

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$368,000
0.1% YoY Growth
Median Household Income
$64,300
23.3% 5-Year Growth
Days on Market
127
30.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,000
94.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$875
N/A

Property Listings — Georgetown, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Georgetown, TN is 127. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$496,000-10.0%
Listing Count
36115.0%
Listings as % of Homes1.6%115.0%
Days on Market
12730.0%
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Demographics — Georgetown, TN

As of the latest ACS Survey released in 2023, Georgetown, TN has a population of 4,910, which has increased by 12.0% over the past 5 years. Georgetown, TN is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 17.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,91012.0%
% Under 18
18.6%-12.3%
% Seniors
20.7%-6.8%
% WFH
17.1%375.0%
% w/ College Degree
17.9%11.2%
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As of the latest ACS Survey released in 2023, Georgetown, TN is a predominantly white area, with 96.6% of the population identifying as white. The white population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Georgetown, TN is black, making up 1.0% of the population. Foreign-born residents account for 1.3% of the population in Georgetown, TN, and this percentage has decreased by 31.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.6%3.8%
% Black
1.0%-76.2%
% Hispanic
0.9%-47.1%
% Asian
0.0%-100.0%
% Foreign Born
1.3%-31.6%
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Mortgage and Risk — Georgetown, TN

According to HUD data as of 2023, there were 109 mortgage originations in Georgetown, TN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Georgetown, TN. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
109
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Georgetown, TN

Georgetown, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
1.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$980
2 BedroomN/AN/A$1,230
3 Bedroom$735$875$1,610
4 Bedroom$660$1,000$1,660

Affordability — Georgetown, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$368,000
Median Household Income$64,300

Georgetown, TN — ZIP Code Boundary Map

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Frequently Asked Questions