Oldfort, TN37362

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$240,000
0.4% YoY Growth
Median Household Income
$49,400
20.4% 5-Year Growth
Days on Market
46
59.0% Shorter than last year
Home Price Forecast
3.8%
Median Rent
$1,000
12.7% YoY Growth
1-Bed Rent
$750
37.5% YoY Growth
2-Bed Rent
$1,000
N/A
3-Bed Rent
$1,350
17.4% YoY Growth

Property Listings — Oldfort, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Oldfort, TN is 46. This is a decrease of -59.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$817,000114.0%
Listing Count
8-7.0%
Listings as % of Homes0.6%-7.0%
Days on Market
46-59.0%
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Demographics — Oldfort, TN

As of the latest ACS Survey released in 2023, Oldfort, TN has a population of 3,410, which has decreased by -3.4% over the past 5 years. Oldfort, TN is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 13.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,410-3.4%
% Under 18
21.8%-15.5%
% Seniors
22.0%49.7%
% WFH
6.2%55.0%
% w/ College Degree
13.4%135.1%
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As of the latest ACS Survey released in 2023, Oldfort, TN is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Oldfort, TN is hispanic, making up 1.6% of the population. Foreign-born residents account for 0.3% of the population in Oldfort, TN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.6%-1.9%
% Black
0.0%-100.0%
% Hispanic
1.6%60.0%
% Asian
0.0%N/A
% Foreign Born
0.3%0.0%
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Mortgage and Risk — Oldfort, TN

According to HUD data as of 2023, there were 70 mortgage originations in Oldfort, TN, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Oldfort, TN. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
70
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Oldfort, TN

Oldfort, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$750$770
2 Bedroom$10$1,000$1,010
3 Bedroom-$30$1,350$1,320
4 BedroomN/AN/A$1,380

Affordability — Oldfort, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$240,000
Median Household Income$49,400

Oldfort, TN — ZIP Code Boundary Map

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Frequently Asked Questions