Sale Creek, TN37373

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$298,000
2.2% YoY Growth
Median Household Income
$59,300
23.7% 5-Year Growth
Days on Market
58
49.0% Shorter than last year
Home Price Forecast
1.5%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Sale Creek, TN

Property Listings — Sale Creek, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Sale Creek, TN is 58. This is a decrease of -49.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$422,000-18.0%
Listing Count
13-11.0%
Listings as % of Homes0.8%-11.0%
Days on Market
58-49.0%
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Demographics — Sale Creek, TN

As of the latest ACS Survey released in 2023, Sale Creek, TN has a population of 2,950, which has decreased by -2.6% over the past 5 years. Sale Creek, TN is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,950-2.6%
% Under 18
20.6%-2.8%
% Seniors
24.3%10.5%
% WFH
6.4%236.8%
% w/ College Degree
15.8%28.5%
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As of the latest ACS Survey released in 2023, Sale Creek, TN is a predominantly white area, with 91.2% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Sale Creek, TN is hispanic, making up 4.9% of the population. Foreign-born residents account for 2.1% of the population in Sale Creek, TN, and this percentage has increased by 31.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.2%-6.1%
% Black
0.6%0.0%
% Hispanic
4.9%1,533.3%
% Asian
0.0%-100.0%
% Foreign Born
2.1%31.2%
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Mortgage and Risk — Sale Creek, TN

According to HUD data as of 2023, there were 100 mortgage originations in Sale Creek, TN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Sale Creek, TN. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
100
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Sale Creek, TN

Sale Creek, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
8
Total Units Section 8
8
% Rentals under Section 8
1.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,400
2 BedroomN/AN/A$1,550
3 BedroomN/AN/A$1,950
4 BedroomN/AN/A$2,110

Affordability — Sale Creek, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$298,000
Median Household Income$59,300

Sale Creek, TN — ZIP Code Boundary Map

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Frequently Asked Questions