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Signal Mountain, TN—37377

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$618,000
3.3% YoY Growth
Household Income
$116,000
22.4% YoY Growth
Days on Market
109
51.0% Longer YoY
Home Price Forecast
2.5%
Median Rent
$2,600
2.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,400
6.7% YoY Growth
3-Bed Rent
$2,500
1.2% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Signal Mountain, TN

As of Dec '25, the median home price in Signal Mountain, TN is $618,000, with a year-over-year change of 3.3%. This indicates that home prices in Signal Mountain, TN are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$618,0003.3%
Single Family $620,0003.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$337,000-1.5%
    3 Bed
    		$481,0001.3%
    4 Bed
    		$737,0002.6%
    5 Bed $939,4353.3%
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    3.0%
    2 Bedrooms
    13.4%
    3 Bedrooms
    32.8%
    4 Bedrooms
    37.7%
    5+ Bedrooms
    12.3%

    Rental Trends — Signal Mountain, TN

    As of July '25, Rentcast reports the average rent in Signal Mountain, TN is $2,650, with a year-over-year rent change of -2.6%. Per bedroom, the median rent as of July '25 in Signal Mountain, TN is 2-bedrooms: $1,390, 3-bedrooms: $2,420, 4-bedrooms: $3,120. The most common rental property sizes in Signal Mountain, TN are 2-bedroom and 3-bedroom, accounting for 42.4% and 25.3% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,600$2,650
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,400$1,390
    3 Bed Rent $2,500$2,420
    4 Bed Rent $3,000$3,120
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    % of Rental Stock

    Studio
    1.3%
    1 Bedroom
    14.6%
    2 Bedrooms
    42.4%
    3 Bedrooms
    25.3%
    4 Bedrooms
    14.8%
    5+ Bedrooms
    1.6%

    Property Listings — Signal Mountain, TN

    As of Dec '25, Realtor.com reports that the median days on market for a home in Signal Mountain, TN is 82. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$751,0006.0%
    Listing Count
    		7714.0%
    Listings as % of Homes0.8%14.0%
    Days on Market
    		10951.0%
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    Demographics — Signal Mountain, TN

    As of the latest ACS Survey released in 2023, Signal Mountain, TN has a population of 16,800, which has increased by 7.2% over the past 5 years. Signal Mountain, TN is a popular place for families, as children make up 26.2% of the population. The area has a highly educated workforce, with 59.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		16,8007.2%
    % Under 18
    		26.2%-1.1%
    % Seniors
    		23.0%13.3%
    % WFH
    		19.9%197.0%
    % w/ College Degree
    		59.8%-0.5%
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    As of the latest ACS Survey released in 2023, Signal Mountain, TN is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Signal Mountain, TN is hispanic, making up 1.3% of the population. Foreign-born residents account for 1.6% of the population in Signal Mountain, TN, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		92.4%-3.3%
    % Black
    		0.8%33.3%
    % Hispanic
    		1.3%-23.5%
    % Asian
    		1.2%33.3%
    % Foreign Born
    		1.6%-20.0%
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    Mortgage and Risk — Signal Mountain, TN

    According to HUD data as of 2023, there were 478 mortgage originations in Signal Mountain, TN, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Signal Mountain, TN. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		478
    % Conventional Loans
    		90.0%
    % Government Loans
    		10.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		10.0%
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    Rentals and Section 8 — Signal Mountain, TN

    Signal Mountain, TN lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		3
    Total Units Section 8
    		3
    % Rentals under Section 8
    		0.1%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,550
    2 Bedroom$320$1,400$1,720
    3 Bedroom-$330$2,500$2,170
    4 Bedroom-$660$3,000$2,340

    Affordability — Signal Mountain, TN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.6
    Median Home Price$618,000
    Median Household Income$116,000

    Signal Mountain, TN — ZIP Code Boundary Map

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    Frequently Asked Questions