Soddy-Daisy, TN37379

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$354,000
1.0% YoY Growth
Median Household Income
$85,500
56.2% 5-Year Growth
Days on Market
58
2.0% Shorter than last year
Home Price Forecast
1.8%
Median Rent
$1,460
13.3% YoY Growth
1-Bed Rent
$900
27.1% YoY Growth
2-Bed Rent
$950
22.9% YoY Growth
3-Bed Rent
$1,820
7.5% YoY Growth

Property Listings — Soddy-Daisy, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Soddy-Daisy, TN is 58. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$461,0009.0%
Listing Count
17555.0%
Listings as % of Homes0.7%55.0%
Days on Market
58-2.0%
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Demographics — Soddy-Daisy, TN

As of the latest ACS Survey released in 2023, Soddy-Daisy, TN has a population of 29,000, which has increased by 5.3% over the past 5 years. Soddy-Daisy, TN is a moderately popular place for families, as children make up 21.4% of the population. The area has a moderately educated workforce, with 26.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,0005.3%
% Under 18
21.4%4.4%
% Seniors
18.6%-2.1%
% WFH
10.6%96.3%
% w/ College Degree
26.0%16.1%
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As of the latest ACS Survey released in 2023, Soddy-Daisy, TN is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Soddy-Daisy, TN is hispanic, making up 1.7% of the population. Foreign-born residents account for 1.2% of the population in Soddy-Daisy, TN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.0%-2.8%
% Black
0.6%-50.0%
% Hispanic
1.7%13.3%
% Asian
0.6%500.0%
% Foreign Born
1.2%0.0%
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Mortgage and Risk — Soddy-Daisy, TN

According to HUD data as of 2023, there were 599 mortgage originations in Soddy-Daisy, TN, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Soddy-Daisy, TN. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
599
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Soddy-Daisy, TN

As of 2024, the percent of homes in Soddy-Daisy, TN under the Section 8 program is 2.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Soddy-Daisy, TN, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
52
Total Units Section 8
52
% Rentals under Section 8
2.0%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$270$900$1,170
2 Bedroom$350$950$1,300
3 Bedroom-$190$1,820$1,630
4 Bedroom-$180$1,950$1,770

Affordability — Soddy-Daisy, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$354,000
Median Household Income$85,500

Soddy-Daisy, TN — ZIP Code Boundary Map

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Frequently Asked Questions