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Smithtown, TN—37380

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$218,000
3.1% YoY Growth
Household Income
$53,200
24.5% YoY Growth
Days on Market
99
16.0% Longer YoY
Home Price Forecast
3.2%
Median Rent
$825
0.2% YoY Growth
1-Bed Rent
$800
1.9% YoY Growth
2-Bed Rent
$825
3.4% YoY Growth
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Smithtown, TN

As of Dec '25, the median home price in Smithtown, TN is $218,000, with a year-over-year change of 3.1%. This indicates that home prices in Smithtown, TN are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$218,0003.1%
Single Family $218,0003.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$274,0006.6%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.3%
    1 Bedroom
    5.4%
    2 Bedrooms
    27.9%
    3 Bedrooms
    46.6%
    4 Bedrooms
    17.2%
    5+ Bedrooms
    2.5%

    Rental Trends — Smithtown, TN

    As of July '25, Rentcast reports the average rent in Smithtown, TN is $893, with a year-over-year rent change of 0.2%. Per bedroom, the median rent as of July '25 in Smithtown, TN is 1-bedrooms: $850, 2-bedrooms: $936. The most common rental property sizes in Smithtown, TN are 2-bedroom and 3-bedroom, accounting for 37.8% and 29.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$825$893
    Studio Rent N/AN/A
    1 Bed Rent $800$850
    2 Bed Rent $825$936
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    7.4%
    2 Bedrooms
    37.8%
    3 Bedrooms
    29.0%
    4 Bedrooms
    24.5%
    5+ Bedrooms
    1.2%

    Property Listings — Smithtown, TN

    As of Dec '25, Realtor.com reports that the median days on market for a home in Smithtown, TN is 108. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$274,000-5.0%
    Listing Count
    		3312.0%
    Listings as % of Homes0.8%12.0%
    Days on Market
    		9916.0%
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    Demographics — Smithtown, TN

    As of the latest ACS Survey released in 2023, Smithtown, TN has a population of 6,600, which has increased by 3.2% over the past 5 years. Smithtown, TN is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 10.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		6,6003.2%
    % Under 18
    		20.0%-13.0%
    % Seniors
    		20.2%14.1%
    % WFH
    		6.9%86.5%
    % w/ College Degree
    		10.5%-19.2%
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    As of the latest ACS Survey released in 2023, Smithtown, TN is a predominantly white area, with 92.8% of the population identifying as white. The white population has grown by 6.7% in the last 5 years. The second most common race or ethnicity in Smithtown, TN is black, making up 3.9% of the population. Foreign-born residents account for 0.9% of the population in Smithtown, TN, and this percentage has decreased by 43.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		92.8%6.7%
    % Black
    		3.9%-27.8%
    % Hispanic
    		0.4%-69.2%
    % Asian
    		0.6%-64.7%
    % Foreign Born
    		0.9%-43.8%
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    Mortgage and Risk — Smithtown, TN

    According to HUD data as of 2023, there were 162 mortgage originations in Smithtown, TN, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Smithtown, TN. Investor activity is low, as 8.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		162
    % Conventional Loans
    		76.0%
    % Government Loans
    		24.0%
    % Investor Loans
    		8.0%
    % Second Loans
    		4.0%
    % Cash Out Refinance
    		17.0%
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    Rentals and Section 8 — Smithtown, TN

    Smithtown, TN lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		281
    Total Units Section 8
    		83
    % Rentals under Section 8
    		12.7%
    % Occupied Section 8
    		93.7%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$330$800$1,130
    2 Bedroom$435$825$1,260
    3 BedroomN/AN/A$1,590
    4 BedroomN/AN/A$1,720

    Affordability — Smithtown, TN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.7
    Median Home Price$218,000
    Median Household Income$53,200

    Smithtown, TN — ZIP Code Boundary Map

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    Frequently Asked Questions