Glenwood, Chattanooga, TN37404

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$251,000
1.7% YoY Growth
Median Household Income
$53,600
70.1% 5-Year Growth
Days on Market
58
35.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$1,450
1.9% YoY Growth
1-Bed Rent
$950
12.3% YoY Growth
2-Bed Rent
$1,340
12.5% YoY Growth
3-Bed Rent
$1,800
4.4% YoY Growth

Property Listings — Glenwood, Chattanooga, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Glenwood, Chattanooga, TN is 58. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$343,000-1.0%
Listing Count
1079.0%
Listings as % of Homes1.1%9.0%
Days on Market
5835.0%
Loading chart...

Demographics — Glenwood, Chattanooga, TN

As of the latest ACS Survey released in 2023, Glenwood, Chattanooga, TN has a population of 13,900, which has increased by 8.7% over the past 5 years. Glenwood, Chattanooga, TN is a moderately popular place for families, as children make up 24.4% of the population. The area has a moderately educated workforce, with 31.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,9008.7%
% Under 18
24.4%18.4%
% Seniors
13.1%-2.2%
% WFH
14.8%164.3%
% w/ College Degree
31.8%60.6%
Loading chart...

As of the latest ACS Survey released in 2023, Glenwood, Chattanooga, TN is a predominantly black area, with 37.9% of the population identifying as black. The black population has shrunk by 30.3% in the last 5 years. The second most common race or ethnicity in Glenwood, Chattanooga, TN is white, making up 37.5% of the population. Foreign-born residents account for 11.4% of the population in Glenwood, Chattanooga, TN, and this percentage has increased by 72.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
37.5%22.1%
% Black
37.9%-30.3%
% Hispanic
21.4%82.9%
% Asian
0.2%-50.0%
% Foreign Born
11.4%72.7%
Loading chart...

Mortgage and Risk — Glenwood, Chattanooga, TN

According to HUD data as of 2023, there were 166 mortgage originations in Glenwood, Chattanooga, TN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Glenwood, Chattanooga, TN. Investor activity is high, as 19.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
166
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
19.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Glenwood, Chattanooga, TN

As of 2024, the percent of homes in Glenwood, Chattanooga, TN under the Section 8 program is 20.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Glenwood, Chattanooga, TN, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
535
Total Units Section 8
493
% Rentals under Section 8
20.9%
% Occupied Section 8
77.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$210$950$1,160
2 Bedroom-$50$1,340$1,290
3 Bedroom-$180$1,800$1,620
4 Bedroom$10$1,750$1,760

Affordability — Glenwood, Chattanooga, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$251,000
Median Household Income$53,600

Glenwood, Chattanooga, TN — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions