Tiftonia, Chattanooga, TN—37419
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tiftonia, Chattanooga, TN
As of Oct '25, the median home price in Tiftonia, Chattanooga, TN is $372,000, with a year-over-year change of -1.0%. This indicates that home prices in Tiftonia, Chattanooga, TN are flat. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $372,000 | -1.0% |
| Single Family | $371,000 | -1.1% |
| Condos | $396,000 | -1.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $248,000 | -1.6% |
3 Bed | $379,000 | -0.5% |
4 Bed | $726,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tiftonia, Chattanooga, TN
As of July '25, Rentcast reports the average rent in Tiftonia, Chattanooga, TN is $2,100, with a year-over-year rent change of 7.1%. Per bedroom, the median rent as of July '25 in Tiftonia, Chattanooga, TN is studios: $1,620, 2-bedrooms: $1,840, 3-bedrooms: $2,340, 4-bedrooms: $2,610. The most common rental property sizes in Tiftonia, Chattanooga, TN are 2-bedroom and 3-bedroom, accounting for 66.7% and 28.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,100 |
| Studio Rent | $1,050 | $1,620 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,100 | $1,840 |
| 3 Bed Rent | $2,300 | $2,340 |
| 4 Bed Rent | $2,080 | $2,610 |
% of Rental Stock
Property Listings — Tiftonia, Chattanooga, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Tiftonia, Chattanooga, TN is 56. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $570,000 | 35.0% |
Listing Count | 73 | -18.0% |
| Listings as % of Homes | 1.4% | -18.0% |
Days on Market | 56 | 27.0% |
Demographics — Tiftonia, Chattanooga, TN
As of the latest ACS Survey released in 2023, Tiftonia, Chattanooga, TN has a population of 6,290, which has decreased by -4.0% over the past 5 years. Tiftonia, Chattanooga, TN is a moderately popular place for families, as children make up 18.9% of the population. The area has a highly educated workforce, with 47.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,290 | -4.0% |
% Under 18 | 18.9% | -7.8% |
% Seniors | 26.4% | 28.8% |
% WFH | 13.9% | 265.8% |
% w/ College Degree | 47.6% | 98.3% |
As of the latest ACS Survey released in 2023, Tiftonia, Chattanooga, TN is a predominantly white area, with 85.5% of the population identifying as white. The white population has shrunk by 0.2% in the last 5 years. The second most common race or ethnicity in Tiftonia, Chattanooga, TN is asian, making up 4.8% of the population. Foreign-born residents account for 4.7% of the population in Tiftonia, Chattanooga, TN, and this percentage has increased by 46.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.5% | -0.2% |
% Black | 2.4% | -74.2% |
% Hispanic | 0.4% | -71.4% |
% Asian | 4.8% | 65.5% |
% Foreign Born | 4.7% | 46.9% |
Mortgage and Risk — Tiftonia, Chattanooga, TN
According to HUD data as of 2023, there were 155 mortgage originations in Tiftonia, Chattanooga, TN, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Tiftonia, Chattanooga, TN. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 155 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Tiftonia, Chattanooga, TN
Tiftonia, Chattanooga, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 52 |
Total Units Section 8 | 52 |
% Rentals under Section 8 | 8.8% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,160 |
| 2 Bedroom | -$810 | $2,100 | $1,290 |
| 3 Bedroom | -$680 | $2,300 | $1,620 |
| 4 Bedroom | -$320 | $2,080 | $1,760 |
Affordability — Tiftonia, Chattanooga, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $372,000 |
| Median Household Income | $86,000 |