Johnson City, TN37601

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$259,000
0.7% YoY Growth
Median Household Income
$49,700
28.7% 5-Year Growth
Days on Market
61
23.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$1,400
7.2% YoY Growth
1-Bed Rent
$900
24.0% YoY Growth
2-Bed Rent
$1,380
0.7% YoY Growth
3-Bed Rent
$1,650
6.4% YoY Growth

Other Zip Codes in Johnson City, TN

Property Listings — Johnson City, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Johnson City, TN is 61. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 45.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$361,00015.0%
Listing Count
15418.0%
Listings as % of Homes0.3%18.0%
Days on Market
6123.0%
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Demographics — Johnson City, TN

As of the latest ACS Survey released in 2023, Johnson City, TN has a population of 38,600, which has increased by 7.5% over the past 5 years. Johnson City, TN is a moderately popular place for families, as children make up 20.1% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,6007.5%
% Under 18
20.1%-5.2%
% Seniors
16.8%-2.9%
% WFH
11.3%352.0%
% w/ College Degree
32.5%6.2%
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As of the latest ACS Survey released in 2023, Johnson City, TN is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Johnson City, TN is black, making up 6.2% of the population. Foreign-born residents account for 5.1% of the population in Johnson City, TN, and this percentage has increased by 27.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.3%-3.7%
% Black
6.2%19.2%
% Hispanic
4.9%0.0%
% Asian
1.7%41.7%
% Foreign Born
5.1%27.5%
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Mortgage and Risk — Johnson City, TN

According to HUD data as of 2023, there were 662 mortgage originations in Johnson City, TN, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Johnson City, TN. Investor activity is low, as 4.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
662
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
4.0%
% Second Loans
2.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Johnson City, TN

As of 2024, the percent of homes in Johnson City, TN under the Section 8 program is 13.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Johnson City, TN, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,454
Total Units Section 8
1,014
% Rentals under Section 8
13.4%
% Occupied Section 8
91.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$900$920
2 Bedroom-$230$1,380$1,150
3 Bedroom-$220$1,650$1,430
4 Bedroom-$690$2,300$1,610

Affordability — Johnson City, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$259,000
Median Household Income$49,700

Johnson City, TN — ZIP Code Boundary Map

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Frequently Asked Questions