Johnson City, TN37615

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$343,000
0.1% YoY Growth
Median Household Income
$75,600
31.9% 5-Year Growth
Days on Market
58
1.0% Longer than last year
Home Price Forecast
2.4%
Median Rent
$1,900
16.8% YoY Growth
1-Bed Rent
$995
38.3% YoY Growth
2-Bed Rent
$1,350
19.1% YoY Growth
3-Bed Rent
$2,200
4.4% YoY Growth

Other Zip Codes in Johnson City, TN

Property Listings — Johnson City, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Johnson City, TN is 58. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$479,0006.0%
Listing Count
16233.0%
Listings as % of Homes0.9%33.0%
Days on Market
581.0%
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Demographics — Johnson City, TN

As of the latest ACS Survey released in 2023, Johnson City, TN has a population of 22,000, which has remained stable by 0.9% over the past 5 years. Johnson City, TN is a moderately popular place for families, as children make up 17.9% of the population. The area has a moderately educated workforce, with 40.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,0000.9%
% Under 18
17.9%-16.7%
% Seniors
21.0%21.4%
% WFH
9.2%70.4%
% w/ College Degree
40.0%5.8%
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As of the latest ACS Survey released in 2023, Johnson City, TN is a predominantly white area, with 90.2% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Johnson City, TN is hispanic, making up 3.8% of the population. Foreign-born residents account for 2.0% of the population in Johnson City, TN, and this percentage has decreased by 39.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.2%-3.4%
% Black
1.2%71.4%
% Hispanic
3.8%15.2%
% Asian
1.4%7.7%
% Foreign Born
2.0%-39.4%
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Mortgage and Risk — Johnson City, TN

According to HUD data as of 2023, there were 594 mortgage originations in Johnson City, TN, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Johnson City, TN. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
594
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Johnson City, TN

As of 2024, the percent of homes in Johnson City, TN under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Johnson City, TN, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
50
Total Units Section 8
50
% Rentals under Section 8
2.3%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$25$995$970
2 Bedroom-$140$1,350$1,210
3 Bedroom-$700$2,200$1,500
4 Bedroom-$1,110$2,800$1,690

Affordability — Johnson City, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$343,000
Median Household Income$75,600

Johnson City, TN — ZIP Code Boundary Map

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Frequently Asked Questions