Jonesborough, TN37659

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$324,000
0.5% YoY Growth
Median Household Income
$69,800
26.9% 5-Year Growth
Days on Market
65
31.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$1,900
5.0% YoY Growth
1-Bed Rent
$1,450
0.8% YoY Growth
2-Bed Rent
$1,600
19.0% YoY Growth
3-Bed Rent
$2,000
1.4% YoY Growth

Property Listings — Jonesborough, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Jonesborough, TN is 65. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$481,0009.0%
Listing Count
19126.0%
Listings as % of Homes0.7%26.0%
Days on Market
6531.0%
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Demographics — Jonesborough, TN

As of the latest ACS Survey released in 2023, Jonesborough, TN has a population of 29,200, which has increased by 4.9% over the past 5 years. Jonesborough, TN is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,2004.9%
% Under 18
20.6%3.5%
% Seniors
21.8%11.2%
% WFH
10.4%82.5%
% w/ College Degree
28.7%4.0%
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As of the latest ACS Survey released in 2023, Jonesborough, TN is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Jonesborough, TN is hispanic, making up 3.4% of the population. Foreign-born residents account for 2.6% of the population in Jonesborough, TN, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.9%-5.3%
% Black
1.2%-20.0%
% Hispanic
3.4%240.0%
% Asian
1.6%100.0%
% Foreign Born
2.6%30.0%
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Mortgage and Risk — Jonesborough, TN

According to HUD data as of 2023, there were 790 mortgage originations in Jonesborough, TN, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Jonesborough, TN. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
790
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Jonesborough, TN

As of 2024, the percent of homes in Jonesborough, TN under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Jonesborough, TN, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
130
Total Units Section 8
80
% Rentals under Section 8
3.4%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$430$1,450$1,020
2 Bedroom-$320$1,600$1,280
3 Bedroom-$410$2,000$1,590
4 Bedroom-$160$1,950$1,790

Affordability — Jonesborough, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$324,000
Median Household Income$69,800

Jonesborough, TN — ZIP Code Boundary Map

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Frequently Asked Questions