Unicoi, TN—37692
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Unicoi, TN
As of Oct '25, the median home price in Unicoi, TN is $297,000, with a year-over-year change of 1.7%. This indicates that home prices in Unicoi, TN are increasing. According to Zillow, the 1-year price projection is 4.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $297,000 | 1.7% |
| Single Family | $297,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $329,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Unicoi, TN
As of July '25, Rentcast reports the average rent in Unicoi, TN is $1,070, with a year-over-year rent change of -15.1%. Per bedroom, the median rent as of July '25 in Unicoi, TN is 1-bedrooms: $900, 2-bedrooms: $1,100, 3-bedrooms: $1,200. The most common rental property sizes in Unicoi, TN are 2-bedroom and 3-bedroom, accounting for 52.4% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $900 |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | $1,200 | $1,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Unicoi, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Unicoi, TN is 37. This is a decrease of -53.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $458,000 | -12.0% |
Listing Count | 9 | -36.0% |
| Listings as % of Homes | 0.2% | -36.0% |
Days on Market | 37 | -53.0% |
Demographics — Unicoi, TN
As of the latest ACS Survey released in 2023, Unicoi, TN has a population of 4,780, which has decreased by -4.1% over the past 5 years. Unicoi, TN is a less popular place for families, as children make up 13.6% of the population. The area has a moderately educated workforce, with 26.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,780 | -4.1% |
% Under 18 | 13.6% | -29.2% |
% Seniors | 25.1% | 30.1% |
% WFH | 10.0% | 53.8% |
% w/ College Degree | 26.6% | 79.7% |
As of the latest ACS Survey released in 2023, Unicoi, TN is a predominantly white area, with 84.7% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Unicoi, TN is hispanic, making up 9.5% of the population. Foreign-born residents account for 4.6% of the population in Unicoi, TN, and this percentage has increased by 48.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.7% | -9.5% |
% Black | 0.4% | 33.3% |
% Hispanic | 9.5% | 131.7% |
% Asian | 0.6% | 100.0% |
% Foreign Born | 4.6% | 48.4% |
Mortgage and Risk — Unicoi, TN
According to HUD data as of 2023, there were 76 mortgage originations in Unicoi, TN, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Unicoi, TN. Investor activity is low, as 4.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 76 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Unicoi, TN
Unicoi, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $10 | $900 | $910 |
| 2 Bedroom | $40 | $1,100 | $1,140 |
| 3 Bedroom | $220 | $1,200 | $1,420 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Unicoi, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $297,000 |
| Median Household Income | $50,500 |