Cosby, TN 37722 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cosby, TN—37722

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$261,000

0.0% YoY Growth

Household Income

$48,200

17.6% YoY Growth

Days on Market

113

18.0% Longer YoY

Home Price Forecast

2.9%

Median Rent

$1,450

122.5% YoY Growth

1-Bed Rent

$1,450

81.2% YoY Growth

2-Bed Rent

$1,800

N/A

3-Bed Rent

$2,400

N/A

Home Price Trends — Cosby, TN

As of Dec '25, the median home price in Cosby, TN is $261,000, with a year-over-year change of 0.0%. This indicates that home prices in Cosby, TN are flat. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$261,000	0.0%
Single Family	$263,000	0.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cosby, TN

As of July '25, Rentcast reports the average rent in Cosby, TN is $1,780, with a year-over-year rent change of 122.5%. Per bedroom, the median rent as of July '25 in Cosby, TN is 1-bedrooms: $1,450, 2-bedrooms: $1,800, 3-bedrooms: $2,400. The most common rental property sizes in Cosby, TN are 2-bedroom and 3-bedroom, accounting for 59.3% and 19.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,450	$1,780
Studio Rent	N/A	N/A
1 Bed Rent	$1,450	$1,450
2 Bed Rent	$1,800	$1,800
3 Bed Rent	$2,400	$2,400
4 Bed Rent	N/A	N/A

Loading chart...

% of Rental Stock

1 Bedroom

15.4%

2 Bedrooms

59.3%

3 Bedrooms

19.3%

4 Bedrooms

6.0%

Property Listings — Cosby, TN

As of Dec '25, Realtor.com reports that the median days on market for a home in Cosby, TN is 114. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 52.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$465,000	3.0%
Listing Count	56	1.0%
Listings as % of Homes	1.0%	1.0%
Days on Market	113	18.0%

Loading chart...

Demographics — Cosby, TN

As of the latest ACS Survey released in 2023, Cosby, TN has a population of 7,430, which has increased by 38.1% over the past 5 years. Cosby, TN is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	7,430	38.1%
% Under 18	18.3%	22.8%
% Seniors	27.5%	5.4%
% WFH	11.1%	136.2%
% w/ College Degree	15.5%	0.0%

Loading chart...

As of the latest ACS Survey released in 2023, Cosby, TN is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Cosby, TN is hispanic, making up 5.7% of the population. Foreign-born residents account for 3.7% of the population in Cosby, TN, and this percentage has increased by 825.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.3%	-5.7%
% Black	0.0%	N/A
% Hispanic	5.7%	216.7%
% Asian	0.3%	∞%
% Foreign Born	3.7%	825.0%

Loading chart...

Mortgage and Risk — Cosby, TN

According to HUD data as of 2023, there were 43 mortgage originations in Cosby, TN, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Cosby, TN. Investor activity is low, as 2.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	43
% Conventional Loans	79.0%
% Government Loans	21.0%
% Investor Loans	2.0%
% Second Loans	14.0%
% Cash Out Refinance	19.0%

Loading chart...

Rentals and Section 8 — Cosby, TN

Cosby, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$640	$1,450	$810
2 Bedroom	-$820	$1,800	$980
3 Bedroom	-$1,130	$2,400	$1,270
4 Bedroom	N/A	N/A	$1,300

Cosby, TN—37722

Key Metrics at a Glance

Home Price Trends — Cosby, TN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cosby, TN

% of Rental Stock

Property Listings — Cosby, TN

Demographics — Cosby, TN

Race and Ethnicity

Mortgage and Risk — Cosby, TN

Mortgages

Rentals and Section 8 — Cosby, TN

Section 8 Market Size

Section 8 Opportunity

Affordability — Cosby, TN

Home Price to Income Ratio

Cosby, TN — ZIP Code Boundary Map

Nearby ZIP Codes

Hartford, TN

Newport, TN

Waynesville, NC

Del Rio, TN

Dandridge, TN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.8
Median Home Price	$261,000
Median Household Income	$48,200

Cosby, TN—37722

Key Metrics at a Glance

Home Price Trends — Cosby, TN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cosby, TN

% of Rental Stock

Property Listings — Cosby, TN

Demographics — Cosby, TN

Race and Ethnicity

Mortgage and Risk — Cosby, TN

Mortgages

Rentals and Section 8 — Cosby, TN

Section 8 Market Size

Section 8 Opportunity

Affordability — Cosby, TN

Home Price to Income Ratio

Cosby, TN — ZIP Code Boundary Map

Nearby ZIP Codes

Hartford, TN

Newport, TN

Waynesville, NC

Del Rio, TN

Dandridge, TN

Frequently Asked Questions

What is the average home price in Cosby, TN 37722?

How have home prices in Cosby, TN 37722 changed over the past year?

What is the home price projection for Cosby, TN 37722?

What are the demographics of Cosby, TN 37722?

How long does it take homes to sell in Cosby, TN 37722?

What is the average rent price in Cosby, TN 37722?