Luttrell, TN37779

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$228,000
0.6% YoY Growth
Median Household Income
$51,200
33.7% 5-Year Growth
Days on Market
49
25.0% Longer than last year
Home Price Forecast
3.7%
Median Rent
$1,400
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,400
N/A
3-Bed Rent
N/A
N/A

Property Listings — Luttrell, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Luttrell, TN is 49. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$305,000-13.0%
Listing Count
1671.0%
Listings as % of Homes0.5%71.0%
Days on Market
4925.0%
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Demographics — Luttrell, TN

As of the latest ACS Survey released in 2023, Luttrell, TN has a population of 3,440, which has increased by 10.7% over the past 5 years. Luttrell, TN is a moderately popular place for families, as children make up 20.2% of the population. The area has a poorly educated workforce, with 10.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,44010.7%
% Under 18
20.2%15.4%
% Seniors
20.8%12.4%
% WFH
4.9%2,350.0%
% w/ College Degree
10.1%188.6%
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As of the latest ACS Survey released in 2023, Luttrell, TN is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Luttrell, TN is hispanic, making up 4.2% of the population. Foreign-born residents account for 0.4% of the population in Luttrell, TN, and this percentage has decreased by 42.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.3%-3.1%
% Black
0.4%∞%
% Hispanic
4.2%281.8%
% Asian
0.1%∞%
% Foreign Born
0.4%-42.9%
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Mortgage and Risk — Luttrell, TN

According to HUD data as of 2023, there were 68 mortgage originations in Luttrell, TN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Luttrell, TN. Investor activity is low, as 4.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
68
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
4.0%
% Second Loans
3.0%
% Cash Out Refinance
26.0%

Loan Activity

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Rentals and Section 8 — Luttrell, TN

Luttrell, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
68
Total Units Section 8
18
% Rentals under Section 8
8.1%
% Occupied Section 8
69.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$900
2 Bedroom-$300$1,400$1,100
3 BedroomN/AN/A$1,430
4 BedroomN/AN/A$1,650

Affordability — Luttrell, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$228,000
Median Household Income$51,200

Luttrell, TN — ZIP Code Boundary Map

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Frequently Asked Questions