Morristown, TN37813

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$218,000
1.1% YoY Growth
Median Household Income
$47,800
32.3% 5-Year Growth
Days on Market
62
25.0% Longer than last year
Home Price Forecast
3.3%
Median Rent
$1,280
9.0% YoY Growth
1-Bed Rent
$1,000
11.1% YoY Growth
2-Bed Rent
$1,300
20.2% YoY Growth
3-Bed Rent
$1,280
36.9% YoY Growth

Other Zip Codes in Morristown, TN

Property Listings — Morristown, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Morristown, TN is 62. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$310,0006.0%
Listing Count
6934.0%
Listings as % of Homes0.5%34.0%
Days on Market
6225.0%
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Demographics — Morristown, TN

As of the latest ACS Survey released in 2023, Morristown, TN has a population of 17,500, which has remained stable by 1.0% over the past 5 years. Morristown, TN is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,5001.0%
% Under 18
25.9%5.3%
% Seniors
14.9%-11.3%
% WFH
2.8%250.0%
% w/ College Degree
15.1%62.4%
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As of the latest ACS Survey released in 2023, Morristown, TN is a predominantly white area, with 71.6% of the population identifying as white. The white population has shrunk by 9.4% in the last 5 years. The second most common race or ethnicity in Morristown, TN is hispanic, making up 21.3% of the population. Foreign-born residents account for 9.7% of the population in Morristown, TN, and this percentage has increased by 34.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.6%-9.4%
% Black
2.3%-51.1%
% Hispanic
21.3%49.0%
% Asian
0.7%-46.2%
% Foreign Born
9.7%34.7%
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Mortgage and Risk — Morristown, TN

According to HUD data as of 2023, there were 274 mortgage originations in Morristown, TN, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Morristown, TN. Investor activity is low, as 5.0% of loans were by investors. 24.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
274
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
24.0%

Loan Activity

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Rentals and Section 8 — Morristown, TN

Morristown, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
702
Total Units Section 8
275
% Rentals under Section 8
12.5%
% Occupied Section 8
94.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$200$1,000$800
2 Bedroom-$260$1,300$1,040
3 Bedroom$80$1,280$1,360
4 BedroomN/AN/A$1,700

Affordability — Morristown, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$218,000
Median Household Income$47,800

Morristown, TN — ZIP Code Boundary Map

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Frequently Asked Questions