Niota, TN 37826 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Niota, TN—37826

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$262,000

0.4% YoY Growth

Household Income

$63,900

34.2% YoY Growth

Days on Market

103

45.0% Longer YoY

Home Price Forecast

3.7%

Median Rent

$995

3.8% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$895

8.0% YoY Growth

3-Bed Rent

$1,500

6.9% YoY Growth

Home Price Trends — Niota, TN

As of Dec '25, the median home price in Niota, TN is $262,000, with a year-over-year change of 0.4%. This indicates that home prices in Niota, TN are flat. According to Zillow, the 1-year price projection is 3.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$262,000	0.4%
Single Family	$262,000	1.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Niota, TN

As of July '25, Rentcast reports the average rent in Niota, TN is $1,250, with a year-over-year rent change of -3.8%. Per bedroom, the median rent as of July '25 in Niota, TN is 2-bedrooms: $945, 3-bedrooms: $1,550. The most common rental property sizes in Niota, TN are 3-bedroom and 2-bedroom, accounting for 47.9% and 44.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$995	$1,250
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$895	$945
3 Bed Rent	$1,500	$1,550
4 Bed Rent	N/A	N/A

Loading chart...

% of Rental Stock

1 Bedroom

0.9%

2 Bedrooms

44.3%

3 Bedrooms

47.9%

4 Bedrooms

4.6%

5+ Bedrooms

2.3%

Property Listings — Niota, TN

As of Dec '25, Realtor.com reports that the median days on market for a home in Niota, TN is 64. This is a increase of 71.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$345,000	9.0%
Listing Count	36	4.0%
Listings as % of Homes	0.8%	4.0%
Days on Market	103	45.0%

Loading chart...

Demographics — Niota, TN

As of the latest ACS Survey released in 2023, Niota, TN has a population of 3,490, which has decreased by -38.3% over the past 5 years. Niota, TN is a moderately popular place for families, as children make up 18.5% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,490	-38.3%
% Under 18	18.5%	-19.6%
% Seniors	26.6%	43.0%
% WFH	3.2%	113.3%
% w/ College Degree	15.7%	-6.0%

Loading chart...

As of the latest ACS Survey released in 2023, Niota, TN is a predominantly white area, with 86.5% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Niota, TN is asian, making up 2.8% of the population. Foreign-born residents account for 4.1% of the population in Niota, TN, and this percentage has increased by 24.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	86.5%	-3.2%
% Black	1.0%	-41.2%
% Hispanic	2.5%	108.3%
% Asian	2.8%	-15.2%
% Foreign Born	4.1%	24.2%

Loading chart...

Mortgage and Risk — Niota, TN

According to HUD data as of 2023, there were 195 mortgage originations in Niota, TN, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Niota, TN. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	195
% Conventional Loans	62.0%
% Government Loans	38.0%
% Investor Loans	2.0%
% Second Loans	1.0%
% Cash Out Refinance	15.0%

Loading chart...

Rentals and Section 8 — Niota, TN

Niota, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$860
2 Bedroom	$85	$895	$980
3 Bedroom	-$280	$1,500	$1,220
4 Bedroom	N/A	N/A	$1,300

Niota, TN—37826

Key Metrics at a Glance

Home Price Trends — Niota, TN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Niota, TN

% of Rental Stock

Property Listings — Niota, TN

Demographics — Niota, TN

Race and Ethnicity

Mortgage and Risk — Niota, TN

Mortgages

Rentals and Section 8 — Niota, TN

Section 8 Market Size

Section 8 Opportunity

Affordability — Niota, TN

Home Price to Income Ratio

Niota, TN — ZIP Code Boundary Map

Nearby ZIP Codes

Athens, TN

Sweetwater, TN

Philadelphia, TN

Ten Mile, TN

Englewood, TN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$262,000
Median Household Income	$63,900

Niota, TN—37826

Key Metrics at a Glance

Home Price Trends — Niota, TN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Niota, TN

% of Rental Stock

Property Listings — Niota, TN

Demographics — Niota, TN

Race and Ethnicity

Mortgage and Risk — Niota, TN

Mortgages

Rentals and Section 8 — Niota, TN

Section 8 Market Size

Section 8 Opportunity

Affordability — Niota, TN

Home Price to Income Ratio

Niota, TN — ZIP Code Boundary Map

Nearby ZIP Codes

Athens, TN

Sweetwater, TN

Philadelphia, TN

Ten Mile, TN

Englewood, TN

Frequently Asked Questions

What is the average home price in Niota, TN 37826?

How have home prices in Niota, TN 37826 changed over the past year?

What is the home price projection for Niota, TN 37826?

What are the demographics of Niota, TN 37826?

How long does it take homes to sell in Niota, TN 37826?

What is the average rent price in Niota, TN 37826?