Pioneer, TN—37847
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pioneer, TN
As of Oct '25, the median home price in Pioneer, TN is $172,000, with a year-over-year change of -9.4%. This indicates that home prices in Pioneer, TN are decreasing. According to Zillow, the 1-year price projection is 4.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $172,000 | -9.4% |
| Single Family | $172,000 | -9.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pioneer, TN
Pioneer, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Pioneer, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Pioneer, TN is 67. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | -55.0% |
Listing Count | 12 | 300.0% |
| Listings as % of Homes | 0.3% | 300.0% |
Days on Market | 67 | 3.0% |
Demographics — Pioneer, TN
As of the latest ACS Survey released in 2023, Pioneer, TN has a population of 2,790, which has increased by 10.0% over the past 5 years. Pioneer, TN is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 10.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,790 | 10.0% |
% Under 18 | 18.4% | -29.2% |
% Seniors | 16.7% | -5.1% |
% WFH | 2.5% | -37.5% |
% w/ College Degree | 10.0% | 69.5% |
As of the latest ACS Survey released in 2023, Pioneer, TN is a predominantly white area, with 97.6% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Pioneer, TN is asian, making up 1.6% of the population. Foreign-born residents account for 2.9% of the population in Pioneer, TN, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.6% | -1.8% |
% Black | 0.1% | ∞% |
% Hispanic | 0.0% | N/A |
% Asian | 1.6% | ∞% |
% Foreign Born | 2.9% | ∞% |
Mortgage and Risk — Pioneer, TN
According to HUD data as of 2023, there were 28 mortgage originations in Pioneer, TN, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Pioneer, TN. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Pioneer, TN
Pioneer, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Pioneer, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $172,000 |
| Median Household Income | $48,300 |