Rockford, TN—37853
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rockford, TN
As of Oct '25, the median home price in Rockford, TN is $325,000, with a year-over-year change of 0.4%. This indicates that home prices in Rockford, TN are flat. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $325,000 | 0.4% |
| Single Family | $326,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $354,000 | 0.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rockford, TN
As of July '25, Rentcast reports the average rent in Rockford, TN is $1,460, with a year-over-year rent change of -3.9%. Per bedroom, the median rent as of July '25 in Rockford, TN is 2-bedrooms: $1,450, 3-bedrooms: $1,480. The most common rental property sizes in Rockford, TN are 3-bedroom and 2-bedroom, accounting for 43.6% and 39.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,460 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,450 | $1,450 |
| 3 Bed Rent | $1,100 | $1,480 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rockford, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Rockford, TN is 58. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $540,000 | 37.0% |
Listing Count | 10 | -16.0% |
| Listings as % of Homes | 0.4% | -16.0% |
Days on Market | 58 | 19.0% |
Demographics — Rockford, TN
As of the latest ACS Survey released in 2023, Rockford, TN has a population of 3,530, which has remained stable by -0.6% over the past 5 years. Rockford, TN is a less popular place for families, as children make up 14.8% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,530 | -0.6% |
% Under 18 | 14.8% | 8.8% |
% Seniors | 21.5% | -6.5% |
% WFH | 8.1% | 170.0% |
% w/ College Degree | 16.8% | -11.1% |
As of the latest ACS Survey released in 2023, Rockford, TN is a predominantly white area, with 83.4% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Rockford, TN is hispanic, making up 7.9% of the population. Foreign-born residents account for 4.2% of the population in Rockford, TN, and this percentage has decreased by 16.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.4% | -3.2% |
% Black | 5.3% | -17.2% |
% Hispanic | 7.9% | 21.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.2% | -16.0% |
Mortgage and Risk — Rockford, TN
According to HUD data as of 2023, there were 59 mortgage originations in Rockford, TN, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Rockford, TN. Investor activity is low, as 0.0% of loans were by investors. 25.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 25.0% |
Loan Activity
Rentals and Section 8 — Rockford, TN
Rockford, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | -$270 | $1,450 | $1,180 |
| 3 Bedroom | $420 | $1,100 | $1,520 |
| 4 Bedroom | N/A | N/A | $1,780 |
Affordability — Rockford, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $325,000 |
| Median Household Income | $66,500 |