Whitesburg, TN—37891
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitesburg, TN
As of Oct '25, the median home price in Whitesburg, TN is $244,000, with a year-over-year change of 0.2%. This indicates that home prices in Whitesburg, TN are flat. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $244,000 | 0.2% |
| Single Family | $244,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $296,000 | 3.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Whitesburg, TN
Whitesburg, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitesburg, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitesburg, TN is 57. This is a decrease of -43.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $359,000 | -8.0% |
Listing Count | 12 | 18.0% |
| Listings as % of Homes | 0.3% | 18.0% |
Days on Market | 57 | -43.0% |
Demographics — Whitesburg, TN
As of the latest ACS Survey released in 2023, Whitesburg, TN has a population of 4,340, which has increased by 52.2% over the past 5 years. Whitesburg, TN is a popular place for families, as children make up 32.7% of the population. The area has a poorly educated workforce, with 15.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,340 | 52.2% |
% Under 18 | 32.7% | 75.8% |
% Seniors | 13.6% | -38.5% |
% WFH | 1.7% | -46.9% |
% w/ College Degree | 15.9% | 3.9% |
As of the latest ACS Survey released in 2023, Whitesburg, TN is a predominantly white area, with 92.8% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Whitesburg, TN is hispanic, making up 7.0% of the population. Foreign-born residents account for 0.2% of the population in Whitesburg, TN, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.8% | -5.3% |
% Black | 0.0% | N/A |
% Hispanic | 7.0% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.2% | -50.0% |
Mortgage and Risk — Whitesburg, TN
According to HUD data as of 2023, there were 101 mortgage originations in Whitesburg, TN, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Whitesburg, TN. Investor activity is low, as 6.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 101 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 6.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 27.0% |
Loan Activity
Rentals and Section 8 — Whitesburg, TN
Whitesburg, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,530 |
Affordability — Whitesburg, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $244,000 |
| Median Household Income | $46,700 |