Moscow, TN—38057
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moscow, TN
As of Oct '25, the median home price in Moscow, TN is $281,000, with a year-over-year change of 0.8%. This indicates that home prices in Moscow, TN are flat. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $281,000 | 0.8% |
| Single Family | $281,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $256,000 | 1.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moscow, TN
Moscow, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $995 | $1,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,180 | $1,180 |
| 3 Bed Rent | $995 | $995 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Moscow, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Moscow, TN is 31. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $292,000 | -46.0% |
Listing Count | 9 | -33.0% |
| Listings as % of Homes | 0.5% | -33.0% |
Days on Market | 31 | -1.0% |
Demographics — Moscow, TN
As of the latest ACS Survey released in 2023, Moscow, TN has a population of 3,330, which has decreased by -13.5% over the past 5 years. Moscow, TN is a moderately popular place for families, as children make up 15.4% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,330 | -13.5% |
% Under 18 | 15.4% | -28.0% |
% Seniors | 23.4% | 36.8% |
% WFH | 7.8% | 271.4% |
% w/ College Degree | 20.4% | 51.1% |
As of the latest ACS Survey released in 2023, Moscow, TN is a predominantly white area, with 64.9% of the population identifying as white. The white population has grown by 30.8% in the last 5 years. The second most common race or ethnicity in Moscow, TN is black, making up 31.8% of the population. Foreign-born residents account for 1.9% of the population in Moscow, TN, and this percentage has increased by 26.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.9% | 30.8% |
% Black | 31.8% | -32.6% |
% Hispanic | 1.7% | -22.7% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 1.9% | 26.7% |
Mortgage and Risk — Moscow, TN
According to HUD data as of 2023, there were 68 mortgage originations in Moscow, TN, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Moscow, TN. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 68 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Moscow, TN
Moscow, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 29 |
% Rentals under Section 8 | 8.3% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | -$10 | $1,180 | $1,170 |
| 3 Bedroom | $545 | $995 | $1,540 |
| 4 Bedroom | N/A | N/A | $1,800 |
Affordability — Moscow, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $281,000 |
| Median Household Income | $87,000 |