Westwood, Memphis, TN38109

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$94,000
0.3% YoY Growth
Median Household Income
$36,900
22.7% 5-Year Growth
Days on Market
64
6.0% Shorter than last year
Home Price Forecast
0.4%
Median Rent
$1,100
3.6% YoY Growth
1-Bed Rent
$600
13.1% YoY Growth
2-Bed Rent
$940
7.3% YoY Growth
3-Bed Rent
$1,100
2.8% YoY Growth

Property Listings — Westwood, Memphis, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Westwood, Memphis, TN is 64. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$115,0005.0%
Listing Count
19226.0%
Listings as % of Homes0.7%26.0%
Days on Market
64-6.0%
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Demographics — Westwood, Memphis, TN

As of the latest ACS Survey released in 2023, Westwood, Memphis, TN has a population of 43,800, which has decreased by -2.6% over the past 5 years. Westwood, Memphis, TN is a moderately popular place for families, as children make up 24.6% of the population. The area has a poorly educated workforce, with 13.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,800-2.6%
% Under 18
24.6%9.8%
% Seniors
19.2%2.1%
% WFH
6.3%687.5%
% w/ College Degree
13.9%8.6%
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As of the latest ACS Survey released in 2023, Westwood, Memphis, TN is a predominantly black area, with 95.0% of the population identifying as black. The black population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Westwood, Memphis, TN is white, making up 2.1% of the population. Foreign-born residents account for 0.6% of the population in Westwood, Memphis, TN, and this percentage has decreased by 71.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
2.1%23.5%
% Black
95.0%-1.3%
% Hispanic
0.9%-47.1%
% Asian
0.0%N/A
% Foreign Born
0.6%-71.4%
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Mortgage and Risk — Westwood, Memphis, TN

According to HUD data as of 2023, there were 214 mortgage originations in Westwood, Memphis, TN, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Westwood, Memphis, TN. Investor activity is high, as 21.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
214
% Conventional Loans
62.0%
% Government Loans
38.0%
% Investor Loans
21.0%
% Second Loans
1.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Westwood, Memphis, TN

As of 2024, the percent of homes in Westwood, Memphis, TN under the Section 8 program is 15.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Westwood, Memphis, TN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,644
Total Units Section 8
1,166
% Rentals under Section 8
15.7%
% Occupied Section 8
92.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$440$600$1,040
2 Bedroom$230$940$1,170
3 Bedroom$440$1,100$1,540
4 Bedroom$500$1,300$1,800

Affordability — Westwood, Memphis, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.6
Median Home Price$94,000
Median Household Income$36,900

Westwood, Memphis, TN — ZIP Code Boundary Map

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Frequently Asked Questions