Germantown, TN—38139
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Germantown, TN
Home Price Trends — Germantown, TN
As of Oct '25, the median home price in Germantown, TN is $585,000, with a year-over-year change of 0.0%. This indicates that home prices in Germantown, TN are flat. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $585,000 | 0.0% |
| Single Family | $589,000 | 0.0% |
| Condos | $564,000 | 2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $279,000 | -2.8% |
3 Bed | $425,000 | 0.0% |
4 Bed | $562,000 | 0.4% |
| 5 Bed | $803,000 | -0.9% |
% of Housing Stock
Rental Trends — Germantown, TN
As of July '25, Rentcast reports the average rent in Germantown, TN is $2,800, with a year-over-year rent change of -11.9%. Per bedroom, the median rent as of July '25 in Germantown, TN is 2-bedrooms: $1,670, 3-bedrooms: $2,530, 4-bedrooms: $2,920. The most common rental property sizes in Germantown, TN are 5+ bedroom and 3-bedroom, accounting for 44.0% and 22.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,650 | $2,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,700 | $1,670 |
| 3 Bed Rent | $2,450 | $2,530 |
| 4 Bed Rent | $2,760 | $2,920 |
% of Rental Stock
Property Listings — Germantown, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Germantown, TN is 72. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $625,000 | -3.0% |
Listing Count | 89 | 32.0% |
| Listings as % of Homes | 0.6% | 32.0% |
Days on Market | 72 | 35.0% |
Demographics — Germantown, TN
As of the latest ACS Survey released in 2023, Germantown, TN has a population of 16,300, which has increased by 3.3% over the past 5 years. Germantown, TN is a popular place for families, as children make up 29.0% of the population. The area has a highly educated workforce, with 73.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,300 | 3.3% |
% Under 18 | 29.0% | 9.4% |
% Seniors | 20.9% | 16.1% |
% WFH | 16.5% | 135.7% |
% w/ College Degree | 73.8% | 3.7% |
As of the latest ACS Survey released in 2023, Germantown, TN is a predominantly white area, with 83.7% of the population identifying as white. The white population has shrunk by 6.9% in the last 5 years. The second most common race or ethnicity in Germantown, TN is asian, making up 7.1% of the population. Foreign-born residents account for 9.8% of the population in Germantown, TN, and this percentage has increased by 16.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.7% | -6.9% |
% Black | 1.3% | 0.0% |
% Hispanic | 4.8% | 336.4% |
% Asian | 7.1% | 16.4% |
% Foreign Born | 9.8% | 16.7% |
Mortgage and Risk — Germantown, TN
Germantown, TN lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Germantown, TN
Germantown, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,810 |
| 2 Bedroom | $330 | $1,700 | $2,030 |
| 3 Bedroom | $220 | $2,450 | $2,670 |
| 4 Bedroom | $370 | $2,760 | $3,130 |
Affordability — Germantown, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $585,000 |
| Median Household Income | $174,000 |