Martin, TN38237

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$210,000
3.6% YoY Growth
Median Household Income
$49,300
29.4% 5-Year Growth
Days on Market
63
20.0% Longer than last year
Home Price Forecast
4.0%
Median Rent
$900
0.6% YoY Growth
1-Bed Rent
$675
4.7% YoY Growth
2-Bed Rent
$900
1.5% YoY Growth
3-Bed Rent
$1,100
7.0% YoY Growth

Property Listings — Martin, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Martin, TN is 63. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$244,000-8.0%
Listing Count
5329.0%
Listings as % of Homes0.4%29.0%
Days on Market
6320.0%
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Demographics — Martin, TN

As of the latest ACS Survey released in 2023, Martin, TN has a population of 15,300, which has decreased by -4.6% over the past 5 years. Martin, TN is a moderately popular place for families, as children make up 16.8% of the population. The area has a moderately educated workforce, with 28.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,300-4.6%
% Under 18
16.8%0.6%
% Seniors
15.0%-2.0%
% WFH
8.3%492.9%
% w/ College Degree
28.2%-6.9%
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As of the latest ACS Survey released in 2023, Martin, TN is a predominantly white area, with 76.5% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Martin, TN is black, making up 13.4% of the population. Foreign-born residents account for 3.8% of the population in Martin, TN, and this percentage has increased by 40.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.5%-4.5%
% Black
13.4%-3.6%
% Hispanic
3.5%9.4%
% Asian
2.0%566.7%
% Foreign Born
3.8%40.7%
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Mortgage and Risk — Martin, TN

According to HUD data as of 2023, there were 200 mortgage originations in Martin, TN, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Martin, TN. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
200
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Martin, TN

Martin, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
234
Total Units Section 8
195
% Rentals under Section 8
N/A
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$85$675$760
2 Bedroom$40$900$940
3 Bedroom$30$1,100$1,130
4 Bedroom$580$1,000$1,580

Affordability — Martin, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$210,000
Median Household Income$49,300

Martin, TN — ZIP Code Boundary Map

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Frequently Asked Questions