South Fulton, TN—38257
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — South Fulton, TN
As of Oct '25, the median home price in South Fulton, TN is $150,000, with a year-over-year change of 2.2%. This indicates that home prices in South Fulton, TN are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $150,000 | 2.2% |
| Single Family | $150,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — South Fulton, TN
South Fulton, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — South Fulton, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in South Fulton, TN is 68. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $196,000 | 4.0% |
Listing Count | 12 | 6.0% |
| Listings as % of Homes | 0.6% | 6.0% |
Days on Market | 68 | 15.0% |
Demographics — South Fulton, TN
As of the latest ACS Survey released in 2023, South Fulton, TN has a population of 4,200, which has decreased by -8.0% over the past 5 years. South Fulton, TN is a moderately popular place for families, as children make up 20.5% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,200 | -8.0% |
% Under 18 | 20.5% | -7.2% |
% Seniors | 23.5% | 13.5% |
% WFH | 4.1% | 41.4% |
% w/ College Degree | 18.3% | -1.6% |
As of the latest ACS Survey released in 2023, South Fulton, TN is a predominantly white area, with 83.2% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in South Fulton, TN is black, making up 9.4% of the population. Foreign-born residents account for 0.5% of the population in South Fulton, TN, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.2% | -2.8% |
% Black | 9.4% | 2.2% |
% Hispanic | 4.6% | 53.3% |
% Asian | 0.2% | -77.8% |
% Foreign Born | 0.5% | -16.7% |
Mortgage and Risk — South Fulton, TN
According to HUD data as of 2023, there were 61 mortgage originations in South Fulton, TN, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in South Fulton, TN. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — South Fulton, TN
South Fulton, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 66 |
Total Units Section 8 | 66 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — South Fulton, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $150,000 |
| Median Household Income | $56,500 |