Bradford, TN—38316
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bradford, TN
As of Oct '25, the median home price in Bradford, TN is $167,000, with a year-over-year change of 9.7%. This indicates that home prices in Bradford, TN are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $167,000 | 9.7% |
| Single Family | $168,000 | 11.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bradford, TN
Bradford, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bradford, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Bradford, TN is 81. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $195,000 | -3.0% |
Listing Count | 7 | -19.0% |
| Listings as % of Homes | 0.5% | -19.0% |
Days on Market | 81 | 40.0% |
Demographics — Bradford, TN
As of the latest ACS Survey released in 2023, Bradford, TN has a population of 3,130, which has increased by 4.2% over the past 5 years. Bradford, TN is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 12.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,130 | 4.2% |
% Under 18 | 19.3% | -15.7% |
% Seniors | 17.8% | -1.7% |
% WFH | 1.0% | -75.6% |
% w/ College Degree | 12.8% | 1.6% |
As of the latest ACS Survey released in 2023, Bradford, TN is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Bradford, TN is black, making up 2.7% of the population. Foreign-born residents account for 0.4% of the population in Bradford, TN, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -3.0% |
% Black | 2.7% | 22.7% |
% Hispanic | 0.9% | 80.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | 300.0% |
Mortgage and Risk — Bradford, TN
According to HUD data as of 2023, there were 66 mortgage originations in Bradford, TN, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Bradford, TN. Investor activity is low, as 6.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 66 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Bradford, TN
Bradford, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | -$240 | $1,500 | $1,260 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Bradford, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $167,000 |
| Median Household Income | $48,300 |