Finger, TN—38334
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Finger, TN
Finger, TN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $158,000 | -2.1% |
| Single Family | $158,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Finger, TN
Finger, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Finger, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Finger, TN is 15. This is a decrease of -73.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $460,000 | 13.0% |
Listing Count | 4 | -42.0% |
| Listings as % of Homes | 0.4% | -42.0% |
Days on Market | 15 | -73.0% |
Demographics — Finger, TN
As of the latest ACS Survey released in 2023, Finger, TN has a population of 1,710, which has decreased by -16.8% over the past 5 years. Finger, TN is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 10.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,710 | -16.8% |
% Under 18 | 23.4% | 11.4% |
% Seniors | 19.4% | -13.0% |
% WFH | 4.2% | -72.0% |
% w/ College Degree | 10.2% | -18.4% |
As of the latest ACS Survey released in 2023, Finger, TN is a predominantly white area, with 90.0% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Finger, TN is hispanic, making up 5.8% of the population. Foreign-born residents account for 2.0% of the population in Finger, TN, and this percentage has decreased by 31.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.0% | -2.3% |
% Black | 1.3% | -59.4% |
% Hispanic | 5.8% | 41.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.0% | -31.0% |
Mortgage and Risk — Finger, TN
According to HUD data as of 2023, there were 17 mortgage originations in Finger, TN, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Finger, TN. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 17 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Finger, TN
Finger, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,410 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — Finger, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $158,000 |
| Median Household Income | $68,400 |