Culleoka, TN—38451
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Culleoka, TN
As of Oct '25, the median home price in Culleoka, TN is $417,000, with a year-over-year change of 0.5%. This indicates that home prices in Culleoka, TN are flat. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $417,000 | 0.5% |
| Single Family | $417,000 | 0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $423,000 | 1.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Culleoka, TN
As of July '25, Rentcast reports the average rent in Culleoka, TN is $1,690, with a year-over-year rent change of -19.5%. Per bedroom, the median rent as of July '25 in Culleoka, TN is 1-bedrooms: $1,400, 3-bedrooms: $1,780. The most common rental property sizes in Culleoka, TN are 3-bedroom and 2-bedroom, accounting for 45.9% and 38.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,400 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,780 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Culleoka, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Culleoka, TN is 71. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $750,000 | -3.0% |
Listing Count | 37 | 39.0% |
| Listings as % of Homes | 0.8% | 39.0% |
Days on Market | 71 | 29.0% |
Demographics — Culleoka, TN
As of the latest ACS Survey released in 2023, Culleoka, TN has a population of 4,200, which has remained stable by -0.2% over the past 5 years. Culleoka, TN is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 22.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,200 | -0.2% |
% Under 18 | 20.0% | 20.5% |
% Seniors | 20.4% | 9.7% |
% WFH | 8.1% | 305.0% |
% w/ College Degree | 22.8% | 162.1% |
As of the latest ACS Survey released in 2023, Culleoka, TN is a predominantly white area, with 92.8% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Culleoka, TN is asian, making up 0.9% of the population. Foreign-born residents account for 2.4% of the population in Culleoka, TN, and this percentage has increased by 166.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.8% | -1.9% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.5% | -64.3% |
% Asian | 0.9% | ∞% |
% Foreign Born | 2.4% | 166.7% |
Mortgage and Risk — Culleoka, TN
According to HUD data as of 2023, there were 159 mortgage originations in Culleoka, TN, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Culleoka, TN. Investor activity is low, as 5.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 159 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Culleoka, TN
Culleoka, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$470 | $1,400 | $930 |
| 2 Bedroom | N/A | N/A | $1,210 |
| 3 Bedroom | -$240 | $1,800 | $1,560 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Culleoka, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $417,000 |
| Median Household Income | $74,800 |