Livingston, TN—38570
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Livingston, TN
Home Price Trends — Livingston, TN
As of Oct '25, the median home price in Livingston, TN is $231,000, with a year-over-year change of 3.0%. This indicates that home prices in Livingston, TN are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $231,000 | 3.0% |
| Single Family | $230,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Livingston, TN
As of July '25, Rentcast reports the average rent in Livingston, TN is $1,200, with a year-over-year rent change of -1.6%. Per bedroom, the median rent as of July '25 in Livingston, TN is 1-bedrooms: $1,200. The most common rental property sizes in Livingston, TN are 3-bedroom and 2-bedroom, accounting for 39.4% and 38.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,200 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Livingston, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Livingston, TN is 74. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $362,000 | 36.0% |
Listing Count | 60 | 4.0% |
| Listings as % of Homes | 0.7% | 4.0% |
Days on Market | 74 | 36.0% |
Demographics — Livingston, TN
As of the latest ACS Survey released in 2023, Livingston, TN has a population of 10,000, which has increased by 6.6% over the past 5 years. Livingston, TN is a moderately popular place for families, as children make up 19.8% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,000 | 6.6% |
% Under 18 | 19.8% | 0.5% |
% Seniors | 23.1% | 12.1% |
% WFH | 5.6% | 33.3% |
% w/ College Degree | 13.2% | 1.5% |
As of the latest ACS Survey released in 2023, Livingston, TN is a predominantly white area, with 94.0% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Livingston, TN is black, making up 2.5% of the population. Foreign-born residents account for 1.1% of the population in Livingston, TN, and this percentage has increased by 83.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.0% | -2.1% |
% Black | 2.5% | 66.7% |
% Hispanic | 2.1% | 0.0% |
% Asian | 0.6% | 50.0% |
% Foreign Born | 1.1% | 83.3% |
Mortgage and Risk — Livingston, TN
According to HUD data as of 2023, there were 98 mortgage originations in Livingston, TN, of which 50.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Livingston, TN. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 98 |
% Conventional Loans | 50.0% |
% Government Loans | 50.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Livingston, TN
Livingston, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 156 |
Total Units Section 8 | 119 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$480 | $1,200 | $720 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,100 |
| 4 Bedroom | N/A | N/A | $1,190 |
Affordability — Livingston, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $231,000 |
| Median Household Income | $37,700 |