Crossville, TN—38572
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Crossville, TN
As of Oct '25, the median home price in Crossville, TN is $279,000, with a year-over-year change of -0.0%. This indicates that home prices in Crossville, TN are flat. According to Zillow, the 1-year price projection is 3.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $279,000 | -0.0% |
| Single Family | $280,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $283,000 | 2.2% |
3 Bed | $330,000 | 1.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Crossville, TN
As of July '25, Rentcast reports the average rent in Crossville, TN is $1,450, with a year-over-year rent change of -13.7%. Per bedroom, the median rent as of July '25 in Crossville, TN is 2-bedrooms: $1,340, 3-bedrooms: $1,500, 4-bedrooms: $1,600. The most common rental property sizes in Crossville, TN are 3-bedroom and 2-bedroom, accounting for 47.6% and 42.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,010 | $1,340 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | $1,600 | $1,600 |
% of Rental Stock
Property Listings — Crossville, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Crossville, TN is 68. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $392,000 | 3.0% |
Listing Count | 109 | 15.0% |
| Listings as % of Homes | 1.0% | 15.0% |
Days on Market | 68 | 0.0% |
Demographics — Crossville, TN
As of the latest ACS Survey released in 2023, Crossville, TN has a population of 12,000, which has increased by 9.1% over the past 5 years. Crossville, TN is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,000 | 9.1% |
% Under 18 | 19.3% | 16.3% |
% Seniors | 28.5% | 3.3% |
% WFH | 10.1% | 236.7% |
% w/ College Degree | 13.6% | -0.7% |
As of the latest ACS Survey released in 2023, Crossville, TN is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Crossville, TN is hispanic, making up 3.3% of the population. Foreign-born residents account for 1.4% of the population in Crossville, TN, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | -0.4% |
% Black | 1.1% | 1,000.0% |
% Hispanic | 3.3% | 266.7% |
% Asian | 0.2% | -33.3% |
% Foreign Born | 1.4% | 7.7% |
Mortgage and Risk — Crossville, TN
According to HUD data as of 2023, there were 233 mortgage originations in Crossville, TN, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Crossville, TN. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 233 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Crossville, TN
Crossville, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | -$110 | $1,010 | $900 |
| 3 Bedroom | -$240 | $1,500 | $1,260 |
| 4 Bedroom | -$100 | $1,600 | $1,500 |
Affordability — Crossville, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $279,000 |
| Median Household Income | $53,500 |