Holly Springs, MS 38635 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Holly Springs, MS—38635

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$168,000

3.6% YoY Growth

Household Income

$53,400

38.4% YoY Growth

Days on Market

13.0% Longer YoY

Home Price Forecast

0.0%

Median Rent

$1,200

37.6% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,200

14.3% YoY Growth

3-Bed Rent

$1,800

60.7% YoY Growth

Home Price Trends — Holly Springs, MS

As of Dec '25, the median home price in Holly Springs, MS is $168,000, with a year-over-year change of 3.6%. This indicates that home prices in Holly Springs, MS are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$168,000	3.6%
Single Family	$168,000	2.4%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Holly Springs, MS

As of July '25, Rentcast reports the average rent in Holly Springs, MS is $1,500, with a year-over-year rent change of 37.6%. Per bedroom, the median rent as of July '25 in Holly Springs, MS is 2-bedrooms: $1,200, 3-bedrooms: $1,800. The most common rental property sizes in Holly Springs, MS are 3-bedroom and 2-bedroom, accounting for 42.0% and 19.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,200	$1,500
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,200	$1,200
3 Bed Rent	$1,800	$1,800
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

10.1%

1 Bedroom

13.6%

2 Bedrooms

19.2%

3 Bedrooms

42.0%

4 Bedrooms

15.0%

Property Listings — Holly Springs, MS

As of Dec '25, Realtor.com reports that the median days on market for a home in Holly Springs, MS is 80. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$288,000	-13.0%
Listing Count	71	51.0%
Listings as % of Homes	0.3%	51.0%
Days on Market	96	13.0%

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Demographics — Holly Springs, MS

As of the latest ACS Survey released in 2023, Holly Springs, MS has a population of 15,300, which has decreased by -6.4% over the past 5 years. Holly Springs, MS is a moderately popular place for families, as children make up 19.2% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	15,300	-6.4%
% Under 18	19.2%	-6.3%
% Seniors	15.3%	9.3%
% WFH	2.6%	-49.0%
% w/ College Degree	15.4%	4.8%

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As of the latest ACS Survey released in 2023, Holly Springs, MS is a predominantly black area, with 64.1% of the population identifying as black. The black population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Holly Springs, MS is white, making up 29.4% of the population. Foreign-born residents account for 3.1% of the population in Holly Springs, MS, and this percentage has increased by 342.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	29.4%	8.9%
% Black	64.1%	-10.8%
% Hispanic	0.6%	-14.3%
% Asian	0.1%	∞%
% Foreign Born	3.1%	342.9%

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Mortgage and Risk — Holly Springs, MS

According to HUD data as of 2023, there were 244 mortgage originations in Holly Springs, MS, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Holly Springs, MS. Investor activity is low, as 11.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	244
% Conventional Loans	77.0%
% Government Loans	23.0%
% Investor Loans	11.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Holly Springs, MS

Holly Springs, MS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	194
Total Units Section 8	104
% Rentals under Section 8	8.9%
% Occupied Section 8	92.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$850
2 Bedroom	-$90	$1,200	$1,110
3 Bedroom	-$460	$1,800	$1,340
4 Bedroom	N/A	N/A	$1,710

Holly Springs, MS—38635

Key Metrics at a Glance

Home Price Trends — Holly Springs, MS

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Holly Springs, MS

% of Rental Stock

Property Listings — Holly Springs, MS

Demographics — Holly Springs, MS

Race and Ethnicity

Mortgage and Risk — Holly Springs, MS

Mortgages

Rentals and Section 8 — Holly Springs, MS

Section 8 Market Size

Section 8 Opportunity

Affordability — Holly Springs, MS

Home Price to Income Ratio

Holly Springs, MS — ZIP Code Boundary Map

Nearby ZIP Codes

Red Banks, MS

Waterford, MS

Lamar, MS

Byhalia, MS

Potts Camp, MS

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.1
Median Home Price	$168,000
Median Household Income	$53,400

Holly Springs, MS—38635

Key Metrics at a Glance

Home Price Trends — Holly Springs, MS

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Holly Springs, MS

% of Rental Stock

Property Listings — Holly Springs, MS

Demographics — Holly Springs, MS

Race and Ethnicity

Mortgage and Risk — Holly Springs, MS

Mortgages

Rentals and Section 8 — Holly Springs, MS

Section 8 Market Size

Section 8 Opportunity

Affordability — Holly Springs, MS

Home Price to Income Ratio

Holly Springs, MS — ZIP Code Boundary Map

Nearby ZIP Codes

Red Banks, MS

Waterford, MS

Lamar, MS

Byhalia, MS

Potts Camp, MS

Frequently Asked Questions

What is the average home price in Holly Springs, MS 38635?

How have home prices in Holly Springs, MS 38635 changed over the past year?

What is the home price projection for Holly Springs, MS 38635?

What are the demographics of Holly Springs, MS 38635?

How long does it take homes to sell in Holly Springs, MS 38635?

What is the average rent price in Holly Springs, MS 38635?