Ruleville, MS—38771
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Ruleville, MS
Home Price Trends — Ruleville, MS
As of Oct '25, the median home price in Ruleville, MS is $98,000, with a year-over-year change of -10.0%. This indicates that home prices in Ruleville, MS are decreasing. According to Zillow, the 1-year price projection is -4.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $98,000 | -10.0% |
| Single Family | $98,000 | -8.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $102,000 | -9.7% |
4 Bed | $124,000 | -0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ruleville, MS
Ruleville, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ruleville, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Ruleville, MS is 85. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $142,000 | -16.0% |
Listing Count | 8 | 60.0% |
| Listings as % of Homes | 0.5% | 60.0% |
Days on Market | 85 | -20.0% |
Demographics — Ruleville, MS
As of the latest ACS Survey released in 2023, Ruleville, MS has a population of 2,950, which has decreased by -7.3% over the past 5 years. Ruleville, MS is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 15.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,950 | -7.3% |
% Under 18 | 22.3% | -16.5% |
% Seniors | 13.9% | 13.9% |
% WFH | 2.2% | 175.0% |
% w/ College Degree | 15.9% | -15.4% |
As of the latest ACS Survey released in 2023, Ruleville, MS is a predominantly black area, with 86.5% of the population identifying as black. The black population has grown by 8.5% in the last 5 years. The second most common race or ethnicity in Ruleville, MS is white, making up 12.4% of the population. Foreign-born residents account for 0.0% of the population in Ruleville, MS, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 12.4% | -37.7% |
% Black | 86.5% | 8.5% |
% Hispanic | 0.6% | -45.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Ruleville, MS
According to HUD data as of 2023, there were 36 mortgage originations in Ruleville, MS, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Ruleville, MS. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 36 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Ruleville, MS
Ruleville, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 91 |
Total Units Section 8 | 91 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 87.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,260 |
| 4 Bedroom | N/A | N/A | $1,400 |
Affordability — Ruleville, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | $98,000 |
| Median Household Income | $42,700 |