Belden, MS—38826
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belden, MS
As of Oct '25, the median home price in Belden, MS is $243,000, with a year-over-year change of 4.3%. This indicates that home prices in Belden, MS are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $243,000 | 4.3% |
| Single Family | $243,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $238,000 | 3.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belden, MS
As of July '25, Rentcast reports the average rent in Belden, MS is $1,180, with a year-over-year rent change of -6.3%. Per bedroom, the median rent as of July '25 in Belden, MS is 1-bedrooms: $1,170, 2-bedrooms: $1,120, 3-bedrooms: $1,500. The most common rental property sizes in Belden, MS are 2-bedroom and 1-bedroom, accounting for 44.5% and 32.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,120 | $1,180 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,170 | $1,170 |
| 2 Bed Rent | $1,120 | $1,120 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belden, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Belden, MS is 49. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $410,000 | 22.0% |
Listing Count | 20 | -39.0% |
| Listings as % of Homes | 0.6% | -39.0% |
Days on Market | 49 | -45.0% |
Demographics — Belden, MS
As of the latest ACS Survey released in 2023, Belden, MS has a population of 5,710, which has increased by 15.6% over the past 5 years. Belden, MS is a moderately popular place for families, as children make up 24.5% of the population. The area has a moderately educated workforce, with 41.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,710 | 15.6% |
% Under 18 | 24.5% | 3.4% |
% Seniors | 18.2% | 50.4% |
% WFH | 5.6% | 47.4% |
% w/ College Degree | 41.9% | 38.7% |
As of the latest ACS Survey released in 2023, Belden, MS is a predominantly white area, with 71.1% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Belden, MS is black, making up 17.2% of the population. Foreign-born residents account for 2.0% of the population in Belden, MS, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.1% | -8.4% |
% Black | 17.2% | -5.0% |
% Hispanic | 4.0% | 166.7% |
% Asian | 1.9% | -13.6% |
% Foreign Born | 2.0% | 33.3% |
Mortgage and Risk — Belden, MS
According to HUD data as of 2023, there were 50 mortgage originations in Belden, MS, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Belden, MS. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Belden, MS
Belden, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 34 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$110 | $1,170 | $1,060 |
| 2 Bedroom | $100 | $1,120 | $1,220 |
| 3 Bedroom | $20 | $1,500 | $1,520 |
| 4 Bedroom | N/A | N/A | $1,700 |
Affordability — Belden, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $243,000 |
| Median Household Income | $76,900 |